Vitals
  • Total Assets
    449.1M 9.5 %
  • Total Deposits
    339.4M 13.5 %
  • Total Net Loans
    385.3M 10.7 %
  • Net Income
    2.8M 18.1 %
  • Book Value
    42.5M 7.5 %
  • Book Value x2
    85.0M 7.5 %
  • Book Value x3
    127.5M 7.5 %
ROAA

.649

ROAE

6.738

Efficiency Ratio

73.036

Net Interest Margin

3.493

Balance Sheet Highlights
Financial Highlights Biddeford Savings Bank All Insured Savings Banks in Maine
Balance Sheet $(000)
Total Assets 449,079 780,870
Total Net Loans 385,335 596,974
Total Deposits 339,436 593,553
Total Equity 42,487 88,758
Profitability
Net Income 2,768 5,752
Return on Average Assets .649 .698
Return on Average Equity 6.738 6.167
Net Interest Margin 3.493 3.628
Efficiency Ratio 73.036 74.252
Noninterest Income/Revenue 6.821 17.867
Balance Sheet Ratios
Loan-to-Deposit 113.522 105.994
Securities/Assets .083 .146
Total Equity/Total Assets .095 .114
Tangible Equity/Tangible Assets .094 .109
Capital Adequacy
Tier 1 Common Capital 43,319 87,449
Tier 1 Capital 43,319 87,449
Tier 2 Capital 2,518 7,197
Total Capital 45,837 94,645
Total Risk Weighted Assets 358,813 602,706
Leverage Ratio 9.89 11.396
Common Equity Tier 1 Capital Ratio 12.07 15.682
Tier 1 Capital Ratio 12.07 15.682
Total Capital Ratio 12.77 16.87

Timeline for Biddeford Savings Bank

Maine Community Bancorp, Inc.

Maine Community Bancorp, Inc. became a new parent organization for Biddeford Savings Bank.

View Profile Jan 26 2016

Lumb Properties, Inc.

Lumb Properties, Inc. became a new subsidiary organization for Biddeford Savings Bank.

View Profile Jan 26 2016

Forest Green Associates Limited Partnership

Forest Green Associates Limited Partnership became a new subsidiary organization for Biddeford Savings Bank.

View Profile Jan 26 2016

Biddeford Savings Bank

Biddeford Savings Bank was established 156 years ago and is currently headquartered in Biddeford, ME.

Jul 27 1867
Relationships Role Relationship Start Relationship End
Maine Community Bancorp, Inc. Parent 1/26/2016
Lumb Properties, Inc. Subsidary 1/26/2016
Forest Green Associates Limited Partnership Subsidary 1/26/2016
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