Vitals
  • Total Assets
    400.2M 9.4 %
  • Total Deposits
    317.4M 6.4 %
  • Total Net Loans
    264.5M 21.6 %
  • Net Income
    2.0M 10.7 %
  • Book Value
    51.6M 2.4 %
  • Book Value x2
    103.2M 2.4 %
  • Book Value x3
    154.8M 2.4 %
ROAA

.533

ROAE

3.85

Efficiency Ratio

80.277

Net Interest Margin

2.962

Balance Sheet Highlights
Financial Highlights Athol Savings Bank All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 400,237 761,274
Total Net Loans 264,501 592,852
Total Deposits 317,363 596,855
Total Equity 51,593 82,059
Profitability
Net Income 1,986 4,648
Return on Average Assets .533 .538
Return on Average Equity 3.85 4.944
Net Interest Margin 2.962 3.143
Efficiency Ratio 80.277 77.098
Noninterest Income/Revenue 24.45 14.538
Balance Sheet Ratios
Loan-to-Deposit 83.343 95.714
Securities/Assets .255 .124
Total Equity/Total Assets .129 .108
Tangible Equity/Tangible Assets .129 .106
Capital Adequacy
Tier 1 Common Capital 50,647 80,540
Tier 1 Capital 50,647 80,580
Tier 2 Capital 3,969 5,839
Total Capital 54,616 86,408
Total Risk Weighted Assets 237,860 559,688
Leverage Ratio 13.22 10.827
Common Equity Tier 1 Capital Ratio 21.29 15.478
Tier 1 Capital Ratio 21.29 15.53
Total Capital Ratio 22.96 16.563

Timeline for Athol Savings Bank

Winchendon Savings Bank

Acquisition: Athol Savings Bank acquired a new subsidiary, Winchendon Savings Bank, 31 years

View Profile Aug 15 1992

Athol Savings Bank

Athol Savings Bank was established 157 years ago and is currently headquartered in Athol, MA.

Feb 12 1867
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Winchendon Savings Bank Seller 65,213 Failure 8/15/1992
Relationships Role Relationship Start Relationship End
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