Vitals
  • Total Assets
    375.0M -0.9 %
  • Total Deposits
    247.5M 2.4 %
  • Total Net Loans
    132.3M -6.2 %
  • Net Income
    5.2M 59.0 %
  • Book Value
    98.6M 3.7 %
  • Book Value x2
    197.2M 3.7 %
  • Book Value x3
    295.7M 3.7 %
ROAA

1.406

ROAE

5.315

Efficiency Ratio

68.576

Net Interest Margin

4.142

Balance Sheet Highlights
Financial Highlights Fulton Savings Bank All Insured Savings Banks in New York
Balance Sheet $(000)
Total Assets 374,987 1,351,752
Total Net Loans 132,349 1,018,087
Total Deposits 247,531 1,024,500
Total Equity 98,576 162,846
Profitability
Net Income 5,225 8,523
Return on Average Assets 1.406 .459
Return on Average Equity 5.315 3.522
Net Interest Margin 4.142 3.356
Efficiency Ratio 68.576 79.875
Noninterest Income/Revenue 24.868 13.416
Balance Sheet Ratios
Loan-to-Deposit 53.468 92.451
Securities/Assets .354 .086
Total Equity/Total Assets .263 .12
Tangible Equity/Tangible Assets .263 .112
Capital Adequacy
Tier 1 Common Capital 100,605 151,871
Tier 1 Capital 100,605 151,871
Tier 2 Capital 778 7,542
Total Capital 101,383 159,397
Total Risk Weighted Assets 179,604 882,895
Leverage Ratio 27.18 12.276
Common Equity Tier 1 Capital Ratio 56.01 19.264
Tier 1 Capital Ratio 56.01 19.264
Total Capital Ratio 56.45 20.219

Timeline for Fulton Savings Bank

Fulton Savings Bank

Fulton Savings Bank was established 153 years ago and is currently headquartered in Fulton, NY.

Jan 01 1871
Relationships Role Relationship Start Relationship End
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