Vitals
  • Total Assets
    348.8M -4.9 %
  • Total Deposits
    204.5M -6.5 %
  • Total Net Loans
    150.3M 1.3 %
  • Net Income
    2.7M 91.7 %
  • Book Value
    46.5M 6.4 %
  • Book Value x2
    93.0M 6.4 %
  • Book Value x3
    139.6M 6.4 %
ROAA

.745

ROAE

5.884

Efficiency Ratio

64.23

Net Interest Margin

2.497

Balance Sheet Highlights
Financial Highlights Geauga Savings Bank All Insured Savings Banks in Ohio
Balance Sheet $(000)
Total Assets 348,755 265,966
Total Net Loans 150,336 190,627
Total Deposits 204,484 206,710
Total Equity 46,525 32,574
Profitability
Net Income 2,714 2,411
Return on Average Assets .745 .564
Return on Average Equity 5.884 4.535
Net Interest Margin 2.497 3.288
Efficiency Ratio 64.23 80.784
Noninterest Income/Revenue -1.419 22.248
Balance Sheet Ratios
Loan-to-Deposit 73.52 89.218
Securities/Assets .507 .114
Total Equity/Total Assets .133 .122
Tangible Equity/Tangible Assets .133 .119
Capital Adequacy
Tier 1 Common Capital 48,933 31,883
Tier 1 Capital 48,933 31,883
Tier 2 Capital 2,419 1,822
Total Capital 51,352 33,702
Total Risk Weighted Assets 192,814 167,152
Leverage Ratio 13.78 13.259
Common Equity Tier 1 Capital Ratio 25.38 24.788
Tier 1 Capital Ratio 25.38 24.788
Total Capital Ratio 26.63 25.792

Timeline for Geauga Savings Bank

Pan American Bank, Fsb

Acquisition: Geauga Savings Bank acquired a new subsidiary, Pan American Bank, Fsb, 19 years

View Profile Feb 05 2005

Maple Leaf Financial, Inc.

Maple Leaf Financial, Inc. became a new parent organization for Geauga Savings Bank.

View Profile Sep 05 1997

Geauga Savings Bank

Geauga Savings Bank was established 40 years ago and is currently headquartered in Newbury, OH.

Aug 30 1983
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Pan American Bank, Fsb Seller 84,792 Acquisition Discontinued 2/5/2005
Relationships Role Relationship Start Relationship End
Maple Leaf Financial, Inc. Parent 7/21/2011
Maple Leaf Financial, Inc. Parent 9/5/1997 7/20/2011
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