Vitals
  • Total Assets
    359.4M 6.6 %
  • Total Deposits
    286.1M 10.9 %
  • Total Net Loans
    266.1M 7.4 %
  • Net Income
    2.3M 43.7 %
  • Book Value
    34.3M 4.5 %
  • Book Value x2
    68.5M 4.5 %
  • Book Value x3
    102.8M 4.5 %
ROAA

.671

ROAE

6.862

Efficiency Ratio

74.48

Net Interest Margin

3.565

Balance Sheet Highlights
Financial Highlights Ks Bank, Inc. All Insured Savings Banks in North Carolina
Balance Sheet $(000)
Total Assets 359,450 217,642
Total Net Loans 266,072 144,664
Total Deposits 286,070 171,818
Total Equity 34,257 30,091
Profitability
Net Income 2,332 1,035
Return on Average Assets .671 .442
Return on Average Equity 6.862 3.23
Net Interest Margin 3.565 3.391
Efficiency Ratio 74.48 81.04
Noninterest Income/Revenue 16.573 11.81
Balance Sheet Ratios
Loan-to-Deposit 93.009 81.903
Securities/Assets .184 .123
Total Equity/Total Assets .095 .138
Tangible Equity/Tangible Assets .095 .138
Capital Adequacy
Tier 1 Common Capital 34,100 30,008
Tier 1 Capital 34,100 30,008
Tier 2 Capital 3,349 1,306
Total Capital 37,449 31,762
Total Risk Weighted Assets 267,162 128,204
Leverage Ratio 9.69 16.044
Common Equity Tier 1 Capital Ratio 12.76 30.451
Tier 1 Capital Ratio 12.76 30.451
Total Capital Ratio 14.02 31.466

Timeline for Ks Bank, Inc.

Ks Bancorp, Inc.

Ks Bancorp, Inc. became a new parent organization for Ks Bank, Inc..

View Profile Dec 29 1993

Ks Bank, Inc.

Ks Bank, Inc. was established 100 years ago and is currently headquartered in Smithfield, NC.

Jan 01 1924
Relationships Role Relationship Start Relationship End
Ks Bancorp, Inc. Parent 12/29/1993
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