Ks Bank, Inc.
Smithfield, NC — State Savings Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Ks Bank, Inc. | All Insured Savings Banks in North Carolina |
| Interest and Fees on Loans | 12,716 | 6,665 |
| Income from Lease Financing Receivables | — | 0 |
| — | 0 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 0 |
| Income on Loans and Leases (TE) | 12,716 | 6,665 |
| Investment Interest Income (TE) | 1,486 | 938 |
| Total Interest Income (TE) | 14,311 | 7,730 |
| Total Interest Expense | 2,470 | 1,180 |
| Net Interest Income (TE) | 11,841 | 6,551 |
| Non-Interest Income | 2,843 | 1,035 |
| Adjusted Operating Income (TE) | 14,684 | 7,641 |
| Non-interest Expense | 10,937 | 6,072 |
| Provision for Loan & Lease Losses | 5 | 53 |
| Pretax Operating Income (TE) | 3,742 | 1,505 |
| Pretax Net Operating Income (TE) | 3,716 | 1,603 |
| Applicable Income Taxes | 1,284 | 462 |
| Net Operating Income | 2,332 | 1,035 |
| Net Income | 2,332 | 1,035 |
| Cash Dividends Declared | 342 | 130 |
| Retained Earnings | 1,990 | 854 |