Ks Bank, Inc.
Smithfield, NC — State Savings Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Ks Bank, Inc. | All Insured Savings Banks in North Carolina |
| 12-31-2016 | 3.565 | 3.391 |
| 09-30-2016 | 3.562 | 3.396 |
| 06-30-2016 | 3.542 | 3.391 |
| 03-31-2016 | 3.572 | 3.38 |
| 12-31-2015 | 3.583 | 3.388 |
| 09-30-2015 | 3.576 | 3.38 |
| 06-30-2015 | 3.567 | 3.387 |
| 03-31-2015 | 3.583 | 3.378 |
| 12-31-2014 | 3.664 | 3.368 |
| 09-30-2014 | 3.636 | 3.341 |
| 06-30-2014 | 3.589 | 3.367 |
| 03-31-2014 | 3.55 | 3.363 |
| 12-31-2013 | 3.523 | 3.328 |
| 09-30-2013 | 3.476 | 3.357 |
| 06-30-2013 | 3.46 | 3.372 |
| 03-31-2013 | 3.423 | 3.395 |
| 12-31-2012 | 3.581 | 3.414 |
| 09-30-2012 | 3.573 | 3.405 |
| 06-30-2012 | 3.615 | 3.414 |
| 03-31-2012 | 3.622 | 3.416 |
| 12-31-2011 | 3.491 | 3.252 |
| 09-30-2011 | 3.416 | 3.248 |
| 06-30-2011 | 3.7 | 3.307 |
| 03-31-2011 | 3.658 | 3.361 |
| 12-31-2010 | 3.672 | 3.104 |
| 09-30-2010 | 3.681 | 3.105 |
| 06-30-2010 | 3.745 | 3.101 |
| 03-31-2010 | 3.569 | 3.112 |
| 12-31-2009 | 3.084 | 2.851 |
| 09-30-2009 | 3.088 | 2.815 |
| 06-30-2009 | 3.191 | 2.799 |
| 03-31-2009 | 3.166 | 2.828 |
| 12-31-2008 | 3.42 | 2.906 |
| 09-30-2008 | 3.552 | 3 |
| 06-30-2008 | 3.526 | 2.949 |
| 03-31-2008 | 3.505 | 2.964 |
| 12-31-2007 | 3.821 | 3.214 |
| 09-30-2007 | 3.859 | 3.245 |
| 06-30-2007 | 3.822 | 3.246 |
| 03-31-2007 | 3.831 | 3.228 |
| 12-31-2006 | 3.905 | 3.372 |
| 09-30-2006 | 3.907 | 3.418 |
| 06-30-2006 | 3.893 | 3.439 |
| 03-31-2006 | 3.855 | 3.499 |
| 12-31-2005 | 3.79 | 3.615 |
| 09-30-2005 | 3.814 | 3.622 |
| 06-30-2005 | 3.797 | 3.621 |
| 03-31-2005 | 3.781 | 3.63 |
| 12-31-2004 | 3.803 | 3.472 |
| 09-30-2004 | 3.783 | 3.385 |
| 06-30-2004 | 3.84 | 3.369 |
| 03-31-2004 | 3.839 | 3.359 |
| 12-31-2003 | 3.822 | 3.36 |
| 09-30-2003 | 3.852 | 3.388 |
| 06-30-2003 | 3.91 | 3.441 |
| 03-31-2003 | 3.891 | 3.485 |
| 12-31-2002 | 4.003 | 3.525 |