Vitals
  • Total Assets
    382.6M 2.2 %
  • Total Deposits
    267.9M 3.6 %
  • Total Net Loans
    323.7M 1.1 %
  • Net Income
    2.8M 26.4 %
  • Book Value
    44.9M 5.7 %
  • Book Value x2
    89.9M 5.7 %
  • Book Value x3
    134.8M 5.7 %
ROAA

.742

ROAE

6.421

Efficiency Ratio

72.284

Net Interest Margin

3.831

Balance Sheet Highlights
Financial Highlights Mechanics' Savings Bank All Insured Savings Banks in Maine
Balance Sheet $(000)
Total Assets 382,632 780,870
Total Net Loans 323,707 596,974
Total Deposits 267,933 593,553
Total Equity 44,939 88,758
Profitability
Net Income 2,817 5,752
Return on Average Assets .742 .698
Return on Average Equity 6.421 6.167
Net Interest Margin 3.831 3.628
Efficiency Ratio 72.284 74.252
Noninterest Income/Revenue 5.471 17.867
Balance Sheet Ratios
Loan-to-Deposit 120.816 105.994
Securities/Assets .089 .146
Total Equity/Total Assets .117 .114
Tangible Equity/Tangible Assets .117 .109
Capital Adequacy
Tier 1 Common Capital 46,641 87,449
Tier 1 Capital 46,641 87,449
Tier 2 Capital 4,107 7,197
Total Capital 50,748 94,645
Total Risk Weighted Assets 284,914 602,706
Leverage Ratio 12.31 11.396
Common Equity Tier 1 Capital Ratio 16.37 15.682
Tier 1 Capital Ratio 16.37 15.682
Total Capital Ratio 17.81 16.87

Timeline for Mechanics' Savings Bank

Maine Community Bancorp, Inc.

Maine Community Bancorp, Inc. became a new parent organization for Mechanics' Savings Bank.

View Profile Jan 26 2016

Mechanics' Savings Bank

Mechanics' Savings Bank was established 149 years ago and is currently headquartered in Auburn, ME.

Feb 16 1875
Relationships Role Relationship Start Relationship End
Maine Community Bancorp, Inc. Parent 1/26/2016
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