Vitals
  • Total Assets
    532.0M 3.0 %
  • Total Deposits
    444.0M 3.7 %
  • Total Net Loans
    357.6M 5.0 %
  • Net Income
    2.5M -23.9 %
  • Book Value
    60.0M 4.2 %
  • Book Value x2
    120.0M 4.2 %
  • Book Value x3
    180.0M 4.2 %
ROAA

.478

ROAE

4.222

Efficiency Ratio

83.72

Net Interest Margin

3.167

Balance Sheet Highlights
Financial Highlights Marlborough Savings Bank All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 532,019 761,274
Total Net Loans 357,565 592,852
Total Deposits 444,022 596,855
Total Equity 59,985 82,059
Profitability
Net Income 2,492 4,648
Return on Average Assets .478 .538
Return on Average Equity 4.222 4.944
Net Interest Margin 3.167 3.143
Efficiency Ratio 83.72 77.098
Noninterest Income/Revenue 8.814 14.538
Balance Sheet Ratios
Loan-to-Deposit 80.529 95.714
Securities/Assets .178 .124
Total Equity/Total Assets .113 .108
Tangible Equity/Tangible Assets .112 .106
Capital Adequacy
Tier 1 Common Capital 59,161 80,540
Tier 1 Capital 59,161 80,580
Tier 2 Capital 4,618 5,839
Total Capital 63,779 86,408
Total Risk Weighted Assets 434,844 559,688
Leverage Ratio 11.31 10.827
Common Equity Tier 1 Capital Ratio 13.61 15.478
Tier 1 Capital Ratio 13.61 15.53
Total Capital Ratio 14.67 16.563

Timeline for Marlborough Savings Bank

Marlborough Bancshares Inc

Marlborough Bancshares Inc became a new parent organization for Marlborough Savings Bank.

View Profile Jun 05 2007

Marbro-Hudson, Inc.

Marbro-Hudson, Inc. became a new subsidiary organization for Marlborough Savings Bank.

View Profile Jun 05 2007

Msb Securities Corp

Msb Securities Corp became a new subsidiary organization for Marlborough Savings Bank.

View Profile Jun 05 2007

Marlborough Savings Bank

Marlborough Savings Bank was established 164 years ago and is currently headquartered in Marlborough, MA.

Apr 03 1860
Relationships Role Relationship Start Relationship End
Marlborough Bancshares Inc Parent 6/5/2007
Marbro-Hudson, Inc. Subsidary 6/30/2007
Msb Securities Corp Subsidary 6/30/2007
Marbro-Hudson, Inc. Subsidary 6/5/2007 6/29/2007
Msb Securities Corp Subsidary 6/5/2007 6/29/2007
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