Vitals
  • Total Assets
    533.2M 3.1 %
  • Total Deposits
    473.1M 4.6 %
  • Total Net Loans
    421.9M 19.1 %
  • Net Income
    608000.0000 182.7 %
  • Book Value
    57.3M 0.6 %
  • Book Value x2
    114.5M 0.6 %
  • Book Value x3
    171.8M 0.6 %
ROAA

.115

ROAE

1.057

Efficiency Ratio

97.509

Net Interest Margin

2.905

Balance Sheet Highlights
Financial Highlights First Central Savings Bank All Insured Savings Banks in New York
Balance Sheet $(000)
Total Assets 533,163 1,351,752
Total Net Loans 421,859 1,018,087
Total Deposits 473,084 1,024,500
Total Equity 57,259 162,846
Profitability
Net Income 608 8,523
Return on Average Assets .115 .459
Return on Average Equity 1.057 3.522
Net Interest Margin 2.905 3.356
Efficiency Ratio 97.509 79.875
Noninterest Income/Revenue 3.112 13.416
Balance Sheet Ratios
Loan-to-Deposit 89.172 92.451
Securities/Assets .124 .086
Total Equity/Total Assets .107 .12
Tangible Equity/Tangible Assets .107 .112
Capital Adequacy
Tier 1 Common Capital 50,540 151,871
Tier 1 Capital 50,540 151,871
Tier 2 Capital 5,395 7,542
Total Capital 55,935 159,397
Total Risk Weighted Assets 426,584 882,895
Leverage Ratio 9.6 12.276
Common Equity Tier 1 Capital Ratio 11.85 19.264
Tier 1 Capital Ratio 11.85 19.264
Total Capital Ratio 13.11 20.219

Timeline for First Central Savings Bank

First Central Savings Bank

First Central Savings Bank was established 25 years ago and is currently headquartered in Glen Cove, NY.

Apr 05 1999
Relationships Role Relationship Start Relationship End
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