Efficiency Ratio Over Time
Efficiency Ratio First Central Savings Bank All Insured Savings Banks in New York
12-31-2016 97.509 79.875
09-30-2016 101.14 80.244
06-30-2016 97.512 80.761
03-31-2016 100.352 81.891
12-31-2015 95.758 81.188
09-30-2015 97.976 80.78
06-30-2015 97.104 81.625
03-31-2015 103.933 81.144
12-31-2014 101.786 81.5
09-30-2014 103.738 81.154
06-30-2014 105.444 82.036
03-31-2014 102.524 82.469
12-31-2013 85.732 83.047
09-30-2013 92.23 80.42
06-30-2013 91.71 78.514
03-31-2013 90.662 79.595
12-31-2012 83.062 76.852
09-30-2012 85.098 75.931
06-30-2012 88.46 75.541
03-31-2012 84.178 76.87
12-31-2011 80.794 72.595
09-30-2011 84.733 73.05
06-30-2011 72.996 70.955
03-31-2011 75.751 70.532
12-31-2010 67.321 71.676
09-30-2010 71.635 72.023
06-30-2010 63.876 72.438
03-31-2010 60.129 71.936
12-31-2009 61.729 75.523
09-30-2009 62.629 75.325
06-30-2009 50.14 74.64
03-31-2009 52.666 74.76
12-31-2008 57.636 70.849
09-30-2008 58.311 71.76
06-30-2008 62.466 74.455
03-31-2008 58.957 74.057
12-31-2007 52.94 68.566
09-30-2007 50.652 67.443
06-30-2007 48.758 67.274
03-31-2007 50.689 69.754
12-31-2006 49.465 69.186
09-30-2006 50.134 69.352
06-30-2006 50.443 70.466
03-31-2006 51.124 70.109
12-31-2005 43.989 69.241
09-30-2005 42.216 67.609
06-30-2005 41.223 67.453
03-31-2005 40.189 67.149
12-31-2004 39.314 64.696
09-30-2004 38.788 65.084
06-30-2004 42.182 64.915
03-31-2004 41.878 64.837
12-31-2003 41.389 64.774
09-30-2003 41.084 62.46
06-30-2003 43.336 61.819
03-31-2003 43.249 60.994
12-31-2002 51.84 62.443