Vitals
  • Total Assets
    5.1B -11.2 %
  • Total Deposits
    3.7B 27.2 %
  • Total Net Loans
    3.4B -19.5 %
  • Net Income
  • Book Value
    175.1M -72.8 %
  • Book Value x2
    350.2M -72.8 %
  • Book Value x3
    525.4M -72.8 %
ROAA

ROAE

Efficiency Ratio

538.713

Net Interest Margin

1.221

Balance Sheet Highlights
Financial Highlights Franklin Bank, S.S.B. All Insured Savings Banks in Texas
Balance Sheet $(000)
Total Assets 5,089,260 143,208
Total Net Loans 3,394,091 91,619
Total Deposits 3,692,887 110,763
Total Equity 175,121 15,767
Profitability
Net Income — 1,319
Return on Average Assets — 1.089
Return on Average Equity — 12.02
Net Interest Margin 1.221 3.962
Efficiency Ratio 538.713 105.551
Noninterest Income/Revenue 9.502
Balance Sheet Ratios
Loan-to-Deposit 91.909 87.52
Securities/Assets .122 .672
Total Equity/Total Assets .034 .11
Tangible Equity/Tangible Assets .017 .023
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 113,169 15,156
Tier 2 Capital 58,225 941
Total Capital 171,394 16,097
Total Risk Weighted Assets 3,355,880 93,817
Leverage Ratio 2.11 13.828
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 3.37 18.872
Total Capital Ratio 5.11 19.821

Timeline for Franklin Bank, S.S.B.

Prosperity Bank

Franklin Bank, S.S.B. was acquired by Prosperity Bank 15 years

View Profile Nov 08 2008

The First National Bank Of Bryan

Acquisition: Franklin Bank, S.S.B. acquired a new subsidiary, The First National Bank Of Bryan, 17 years

View Profile May 09 2007

Elgin Bank Of Texas

Acquisition: Franklin Bank, S.S.B. acquired a new subsidiary, Elgin Bank Of Texas, 18 years

View Profile Jul 16 2005

The First National Bank Of Athens

Acquisition: Franklin Bank, S.S.B. acquired a new subsidiary, The First National Bank Of Athens, 19 years

View Profile May 10 2005

Cedar Creek Bank

Acquisition: Franklin Bank, S.S.B. acquired a new subsidiary, Cedar Creek Bank, 19 years

View Profile Dec 04 2004

Want to see more?

Complete timeline for Franklin Bank, S.S.B. is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Prosperity Bank Buyer 21,390,286 Failure 11/8/2008
The First National Bank Of Bryan Seller 540,414 Acquisition Discontinued 5/9/2007
Elgin Bank Of Texas Seller 85,102 Acquisition Discontinued 7/16/2005
The First National Bank Of Athens Seller 212,665 Acquisition Discontinued 5/10/2005
Cedar Creek Bank Seller 104,866 Acquisition Discontinued 12/4/2004
Lost Pines National Bank Seller 40,733 Acquisition Discontinued 3/1/2004
Jacksonville Savings Bank, Ssb Seller 471,988 Acquisition Discontinued 12/31/2003
Highland Lakes Bank Seller 78,316 Acquisition Discontinued 5/1/2003
Bowie National Bank Seller 12,253 Failure 1/8/1987
Relationships Role Relationship Start Relationship End
Montague Bancshares, Inc. Parent 1/8/1987 6/30/1994
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