Vitals
  • Total Assets
    85.1M 3.0 %
  • Total Deposits
    74.6M 3.6 %
  • Total Net Loans
    44.3M 6.6 %
  • Net Income
  • Book Value
    10.0M -1.0 %
  • Book Value x2
    20.0M -1.0 %
  • Book Value x3
    30.1M -1.0 %
ROAA

ROAE

Efficiency Ratio

97.156

Net Interest Margin

4.744

Balance Sheet Highlights
Financial Highlights Elgin Bank Of Texas All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 85,102 136,444
Total Net Loans 44,327 78,130
Total Deposits 74,587 115,688
Total Equity 10,022 13,665
Profitability
Net Income — 1,832
Return on Average Assets — 1.352
Return on Average Equity — 13.827
Net Interest Margin 4.744 4.405
Efficiency Ratio 97.156 67.031
Noninterest Income/Revenue 11.236 16.222
Balance Sheet Ratios
Loan-to-Deposit 59.43 63.664
Securities/Assets .254 .671
Total Equity/Total Assets .118 .1
Tangible Equity/Tangible Assets .118 -.068
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 10,021 13,034
Tier 2 Capital 595 905
Total Capital 10,616 13,955
Total Risk Weighted Assets 47,632 87,320
Leverage Ratio 11.72 10.119
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 21.04 17.245
Total Capital Ratio 22.29 18.31

Timeline for Elgin Bank Of Texas

Franklin Bank, S.S.B.

Elgin Bank Of Texas was acquired by Franklin Bank, S.S.B. 20 years

View Profile Jul 16 2005

Security National Bank

Acquisition: Elgin Bank Of Texas acquired a new subsidiary, Security National Bank, 35 years

View Profile Apr 20 1990

Elgin Bank Of Texas

Elgin Bank Of Texas was established 134 years ago and is currently headquartered in Elgin, TX.

Jan 01 1891
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Franklin Bank, S.S.B. Buyer 5,089,260 Acquisition Discontinued 7/16/2005
Security National Bank Seller 10,839 Failure 4/20/1990
Relationships Role Relationship Start Relationship End
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