Vitals
  • Total Assets
    87.3M 13.6 %
  • Total Deposits
    74.2M 7.7 %
  • Total Net Loans
    67.9M 16.5 %
  • Net Income
    947000.0000 1.2 %
  • Book Value
    7.4M 2.2 %
  • Book Value x2
    14.9M 2.2 %
  • Book Value x3
    22.3M 2.2 %
ROAA

1.139

ROAE

12.835

Efficiency Ratio

81.142

Net Interest Margin

4.535

Balance Sheet Highlights
Financial Highlights Unity Bank North All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 87,329 147,703
Total Net Loans 67,934 97,223
Total Deposits 74,200 126,600
Total Equity 7,426 15,565
Profitability
Net Income 947 1,683
Return on Average Assets 1.139 1.08
Return on Average Equity 12.835 9.905
Net Interest Margin 4.535 3.845
Efficiency Ratio 81.142 68.21
Noninterest Income/Revenue 35.664 13.68
Balance Sheet Ratios
Loan-to-Deposit 91.555 75.205
Securities/Assets .095 .174
Total Equity/Total Assets .085 .105
Tangible Equity/Tangible Assets .085 .103
Capital Adequacy
Tier 1 Common Capital 7,459 15,225
Tier 1 Capital 7,459 15,232
Tier 2 Capital 786 1,135
Total Capital 8,245 16,386
Total Risk Weighted Assets 62,633 105,251
Leverage Ratio 8.41 10.475
Common Equity Tier 1 Capital Ratio 11.91 15.3
Tier 1 Capital Ratio 11.91 15.308
Total Capital Ratio 13.16 16.398

Timeline for Unity Bank North

Unity Insurance & Investment Services, Inc.

Unity Insurance & Investment Services, Inc. became a new subsidiary organization for Unity Bank North.

View Profile Jan 11 1990

Caprice Corporation

Caprice Corporation became a new parent organization for Unity Bank North.

View Profile Feb 13 1974

Unity Bank North

Unity Bank North was established 95 years ago and is currently headquartered in Red Lake Falls, MN.

Jan 01 1929
Relationships Role Relationship Start Relationship End
Caprice Corporation Parent 12/31/1989
Caprice Corporation Parent 12/31/1984 12/30/1989
Caprice Corporation Parent 12/31/1983 12/30/1984
Caprice Corporation Parent 12/31/1978 12/30/1983
Caprice Corporation Parent 2/13/1974 12/30/1978
Unity Insurance & Investment Services, Inc. Subsidary 6/30/2007
Unity Insurance & Investment Services, Inc. Subsidary 4/5/1991 6/29/2007
Unity Insurance & Investment Services, Inc. Subsidary 1/11/1990 4/4/1991
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