Unity Bank North
Red Lake Falls, MN — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Unity Bank North | All Insured Commercial Banks in Minnesota |
Interest and Fees on Loans | 3,647 | 4,864 |
Income from Lease Financing Receivables | 13 | 12 |
14 | 40 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 7 | 20 |
Income on Loans and Leases (TE) | 3,667 | 4,921 |
Investment Interest Income (TE) | 83 | 592 |
Total Interest Income (TE) | 3,781 | 5,709 |
Total Interest Expense | 239 | 508 |
Net Interest Income (TE) | 3,542 | 5,181 |
Non-Interest Income | 2,096 | 905 |
Adjusted Operating Income (TE) | 5,638 | 6,155 |
Non-interest Expense | 4,575 | 4,018 |
Provision for Loan & Lease Losses | 105 | 126 |
Pretax Operating Income (TE) | 958 | 1,907 |
Pretax Net Operating Income (TE) | 958 | 1,940 |
Applicable Income Taxes | 3 | 97 |
Net Operating Income | 947 | 1,682 |
Net Income | 947 | 1,683 |
Cash Dividends Declared | 767 | 1,029 |
Retained Earnings | 180 | 636 |