Vitals
  • Total Assets
    82.4M -1.4 %
  • Total Deposits
    69.3M -0.8 %
  • Total Net Loans
    42.4M 6.2 %
  • Net Income
    654000.0000 -28.6 %
  • Book Value
    7.7M -4.8 %
  • Book Value x2
    15.4M -4.8 %
  • Book Value x3
    23.1M -4.8 %
ROAA

.784

ROAE

7.849

Efficiency Ratio

85.001

Net Interest Margin

5.473

Balance Sheet Highlights
Financial Highlights Citizens State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 82,385 358,087
Total Net Loans 42,414 213,533
Total Deposits 69,303 308,027
Total Equity 7,700 38,740
Profitability
Net Income 654 3,845
Return on Average Assets .784 1.025
Return on Average Equity 7.849 9.415
Net Interest Margin 5.473 3.773
Efficiency Ratio 85.001 66.762
Noninterest Income/Revenue 16.121 16.375
Balance Sheet Ratios
Loan-to-Deposit 61.201 65.494
Securities/Assets .366 .214
Total Equity/Total Assets .093 .108
Tangible Equity/Tangible Assets .093 .104
Capital Adequacy
Tier 1 Common Capital 7,899 37,278
Tier 1 Capital 7,899 37,303
Tier 2 Capital 497 2,526
Total Capital 8,396 39,866
Total Risk Weighted Assets 44,240 237,367
Leverage Ratio 9.59 10.563
Common Equity Tier 1 Capital Ratio 17.85 18.073
Tier 1 Capital Ratio 17.85 18.097
Total Capital Ratio 18.98 19.169

Timeline for Citizens State Bank

Bbva Compass Bancshares, Inc.

Bbva Compass Bancshares, Inc. became a new parent organization for Citizens State Bank.

View Profile Dec 26 1997

Citizens State Bank

Citizens State Bank was established 45 years ago and is currently headquartered in Roma, TX.

May 15 1978
Relationships Role Relationship Start Relationship End
Bbva Compass Bancshares, Inc. Parent 3/31/1998 11/10/2006
Bbva Compass Bancshares, Inc. Parent 12/26/1997 3/30/1998
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