Vitals
  • Total Assets
    5.7B 18.9 %
  • Total Deposits
    4.2B 14.3 %
  • Total Net Loans
    4.0B 37.0 %
  • Net Income
    24.7M 8.1 %
  • Book Value
    962.1M 8.7 %
  • Book Value x2
    1.9B 8.7 %
  • Book Value x3
    2.9B 8.7 %
ROAA

.461

ROAE

2.655

Efficiency Ratio

77.961

Net Interest Margin

3.048

Balance Sheet Highlights
Financial Highlights Beneficial Bank All Insured Savings Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 5,739,333 648,167
Total Net Loans 3,967,585 461,686
Total Deposits 4,243,142 495,804
Total Equity 962,088 86,443
Profitability
Net Income 24,732 4,600
Return on Average Assets .461 .53
Return on Average Equity 2.655 4.211
Net Interest Margin 3.048 2.964
Efficiency Ratio 77.961 73.743
Noninterest Income/Revenue 12.868 17.147
Balance Sheet Ratios
Loan-to-Deposit 93.506 82.148
Securities/Assets .184 .168
Total Equity/Total Assets .168 .133
Tangible Equity/Tangible Assets .137 .127
Capital Adequacy
Tier 1 Common Capital 814,038 83,501
Tier 1 Capital 814,038 83,501
Tier 2 Capital 43,495 4,056
Total Capital 857,533 87,552
Total Risk Weighted Assets 4,035,898 425,981
Leverage Ratio 14.76 13.562
Common Equity Tier 1 Capital Ratio 20.17 24.643
Tier 1 Capital Ratio 20.17 24.643
Total Capital Ratio 21.25 25.537

Timeline for Beneficial Bank

Pennsylvania Savings Bank

Acquisition: Beneficial Bank acquired a new subsidiary, Pennsylvania Savings Bank, 8 years

View Profile Apr 15 2016

Cb Financial

Cb Financial became a new subsidiary organization for Beneficial Bank.

View Profile Apr 15 2016

Conestoga Equipment Finance Corp

Conestoga Equipment Finance Corp became a new subsidiary organization for Beneficial Bank.

View Profile Apr 15 2016

Graphic Arts Insurance Agency

Graphic Arts Insurance Agency became a new subsidiary organization for Beneficial Bank.

View Profile Jan 12 2015

Bsb Union Corporation

Bsb Union Corporation became a new subsidiary organization for Beneficial Bank.

View Profile Jan 12 2015

Want to see more?

Complete timeline for Beneficial Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Pennsylvania Savings Bank Seller 180,904 Acquisition Discontinued 4/15/2016
St. Edmond's Federal Savings Bank Seller 302,216 Acquisition Discontinued 4/3/2012
Farmers And Mechanics Bank Seller 1,142,233 Acquisition Discontinued 7/14/2007
Northwood Savings Bank Seller 9,253 Acquisition Discontinued 11/11/2005
Relationships Role Relationship Start Relationship End
Beneficial Bancorp, Inc. Parent 7/21/2011
Cb Financial Subsidary 4/15/2016
Conestoga Equipment Finance Corp Subsidary 4/15/2016
Beneficial Advisors, Llc Subsidary 1/12/2015
Neumann Corporation Subsidary 7/21/2011
Nj Real Property Holding, Llc Subsidary 7/21/2011
De Real Property Holding, Inc Subsidary 7/21/2011
Pa Real Property Holding Gp, Llc Subsidary 1/12/2015
Graphic Arts Insurance Agency Subsidary 1/12/2015
Bsb Union Corporation Subsidary 1/12/2015
Beneficial Advisors, Llc Subsidary 7/21/2011 1/11/2015
Pa Real Property Holding Gp, Llc Subsidary 7/21/2011 1/11/2015
Pa Real Property Holding, Lp Subsidary 7/21/2011 6/30/2013
Th Properties Bn, Lp Subsidary 7/21/2011 6/30/2013
1-8 Hedwig Court Bn, Llc Subsidary 7/21/2011 5/31/2013
Sie Tjin Bn, Lp Subsidary 7/21/2011 9/30/2011
1400 Lanes End Lane Bn, Lp Subsidary 7/21/2011 7/22/2011
Similar Organizations
Organization City State Total Assets
Dime Community Bank
 		Brooklyn NY 5.8B
Ridgewood Savings Bank
 		Ridgewood NY 5.3B
United Bank
 		Vernon Rockville CT 6.5B
Salem Five Cents Savings Bank
 		Salem MA 4.1B
Emigrant Bank
 		New York NY 6.7B
Liberty Bank
 		Middletown CT 4.5B
Oritani Bank
 		Township Of Washington NJ 3.8B
Middlesex Savings Bank
 		Natick MA 4.4B
Bangor Savings Bank
 		Bangor ME 3.6B
Nexbank, Ssb
 		Dallas TX 4.0B