Vitals
  • Total Assets
    4.6B 14.5 %
  • Total Deposits
    3.5B 18.2 %
  • Total Net Loans
    3.4B 17.5 %
  • Net Income
    39.4M 44.3 %
  • Book Value
    651.3M 5.9 %
  • Book Value x2
    1.3B 5.9 %
  • Book Value x3
    2.0B 5.9 %
ROAA

.896

ROAE

6.256

Efficiency Ratio

75.536

Net Interest Margin

3.207

Balance Sheet Highlights
Financial Highlights Liberty Bank All Insured Savings Banks in Connecticut
Balance Sheet $(000)
Total Assets 4,566,894 1,035,207
Total Net Loans 3,432,653 788,025
Total Deposits 3,527,475 806,060
Total Equity 651,302 120,046
Profitability
Net Income 39,374 6,667
Return on Average Assets .896 .734
Return on Average Equity 6.256 5.649
Net Interest Margin 3.207 3.099
Efficiency Ratio 75.536 79.091
Noninterest Income/Revenue 17.954 20.769
Balance Sheet Ratios
Loan-to-Deposit 97.312 88.88
Securities/Assets .176 .146
Total Equity/Total Assets .143 .116
Tangible Equity/Tangible Assets .134 .111
Capital Adequacy
Tier 1 Common Capital 622,283 116,350
Tier 1 Capital 622,283 116,350
Tier 2 Capital 47,750 7,969
Total Capital 670,033 124,274
Total Risk Weighted Assets 4,204,767 793,497
Leverage Ratio 13.99 12.795
Common Equity Tier 1 Capital Ratio 14.8 17.917
Tier 1 Capital Ratio 14.8 17.917
Total Capital Ratio 15.94 18.9

Timeline for Liberty Bank

Naugatuck Valley Savings And Loan

Acquisition: Liberty Bank acquired a new subsidiary, Naugatuck Valley Savings And Loan, 8 years

View Profile Jan 16 2016

The Bank Of Southern Connecticut

Acquisition: Liberty Bank acquired a new subsidiary, The Bank Of Southern Connecticut, 10 years

View Profile Jun 22 2013

Connecticut River Community Bank

Acquisition: Liberty Bank acquired a new subsidiary, Connecticut River Community Bank, 13 years

View Profile Dec 04 2010

Hometown Bank

Acquisition: Liberty Bank acquired a new subsidiary, Hometown Bank, 22 years

View Profile Jun 30 2001

First New London Savings And Loan Association Incorporated

Acquisition: Liberty Bank acquired a new subsidiary, First New London Savings And Loan Association Incorporated, 26 years

View Profile Nov 01 1997

Want to see more?

Complete timeline for Liberty Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Naugatuck Valley Savings And Loan Seller 492,788 Acquisition Discontinued 1/16/2016
The Bank Of Southern Connecticut Seller 121,138 Acquisition Discontinued 6/22/2013
Connecticut River Community Bank Seller 165,635 Acquisition Discontinued 12/4/2010
Hometown Bank Seller 59,932 Acquisition Discontinued 6/30/2001
First New London Savings And Loan Association Incorporated Seller 26,960 Acquisition Discontinued 11/1/1997
Willimantic Savings And Loan Association Seller Discontinued 9/29/1982
Relationships Role Relationship Start Relationship End
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