Vitals
  • Total Assets
    302.2M
  • Total Deposits
    276.5M
  • Total Net Loans
    181.9M
  • Net Income
    -391000.0000
  • Book Value
    25.2M
  • Book Value x2
    50.5M
  • Book Value x3
    75.7M
ROAA

-.513

ROAE

-6.198

Efficiency Ratio

118.066

Net Interest Margin

3.118

Balance Sheet Highlights
Financial Highlights St. Edmond's Federal Savings Bank All Insured Savings Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 302,216 455,273
Total Net Loans 181,924 268,533
Total Deposits 276,535 353,761
Total Equity 25,236 55,497
Profitability
Net Income -391 738
Return on Average Assets -.513 .554
Return on Average Equity -6.198 4.684
Net Interest Margin 3.118 3.148
Efficiency Ratio 118.066 70.871
Noninterest Income/Revenue 4.046 11.886
Balance Sheet Ratios
Loan-to-Deposit 65.787 76.114
Securities/Assets .216 .243
Total Equity/Total Assets .084 .122
Tangible Equity/Tangible Assets .084 .119
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 24,890 51,102
Tier 2 Capital 1,380 2,846
Total Capital 26,270 53,916
Total Risk Weighted Assets 149,167 268,130
Leverage Ratio 8.24 11.527
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 16.69 21.464
Total Capital Ratio 17.61 22.462

Timeline for St. Edmond's Federal Savings Bank

Beneficial Bank

St. Edmond's Federal Savings Bank was acquired by Beneficial Bank 12 years

View Profile Apr 03 2012

Se Financial Corp

Se Financial Corp became a new parent organization for St. Edmond's Federal Savings Bank.

View Profile May 05 2004

Home Building Society

Acquisition: St. Edmond's Federal Savings Bank acquired a new subsidiary, Home Building Society , 27 years

View Profile Apr 22 1997

Keystone Savings And Loan Association

Acquisition: St. Edmond's Federal Savings Bank acquired a new subsidiary, Keystone Savings And Loan Association, 27 years

View Profile Dec 28 1996

Integrity Savings Association

Acquisition: St. Edmond's Federal Savings Bank acquired a new subsidiary, Integrity Savings Association , 29 years

View Profile Nov 01 1994

Want to see more?

Complete timeline for St. Edmond's Federal Savings Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Beneficial Bank Buyer 5,580,006 Acquisition Discontinued 4/3/2012
Home Building Society Seller Discontinued 4/22/1997
Keystone Savings And Loan Association Seller 15,298 Discontinued 12/28/1996
Integrity Savings Association Seller Discontinued 11/1/1994
Cresent Building & Loan Association Seller Discontinued 1/1/1985
Relationships Role Relationship Start Relationship End
Se Financial Corp Parent 7/21/2011 4/2/2012
Se Financial Corp Parent 5/5/2004 7/20/2011
Similar Organizations
Organization City State Total Assets
First Shore Federal Savings And Loan Association
 		Salisbury MD 305.1M
Winter Hill Bank, Fsb
 		Somerville MA 307.1M
Georgetown Bank
 		Georgetown MA 315.1M
Freehold Savings Bank
 		Freehold NJ 306.4M
The Murray Bank
 		Murray KY 286.5M
First Federal Savings And Loan Association
 		Pascagoula MS 291.9M
Lincoln Fsb Of Nebraska
 		Lincoln NE 312.5M
Polonia Bank
 		Huntingdon Valley PA 275.7M
First Federal Of Northern Michigan
 		Alpena MI 329.2M
Elizabethton Federal Savings Bank
 		Elizabethton TN 313.0M