Winter Hill Bank, Fsb
Somerville, MA — Federal Savings Bank
Active
Vitals
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Total Assets314.0M 0.7 %
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Total Deposits254.0M 2.1 %
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Total Net Loans258.2M 14.5 %
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Net Income1.1M -21.6 %
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Book Value30.3M 5.6 %
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Book Value x260.5M 5.6 %
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Book Value x390.8M 5.6 %
Balance Sheet Highlights
| Financial Highlights | Winter Hill Bank, Fsb | All Insured Savings Banks in Massachusetts |
| Balance Sheet $(000) | ||
| Total Assets | 313,993 | 761,274 |
| Total Net Loans | 258,244 | 592,852 |
| Total Deposits | 253,950 | 596,855 |
| Total Equity | 30,254 | 82,059 |
| Profitability | ||
| Net Income | 1,051 | 4,648 |
| Return on Average Assets | .343 | .538 |
| Return on Average Equity | 3.56 | 4.944 |
| Net Interest Margin | 3.209 | 3.143 |
| Efficiency Ratio | 84.175 | 77.098 |
| Noninterest Income/Revenue | 9.081 | 14.538 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 101.691 | 95.714 |
| Securities/Assets | .106 | .124 |
| Total Equity/Total Assets | .096 | .108 |
| Tangible Equity/Tangible Assets | .094 | .106 |
| Capital Adequacy | ||
| Tier 1 Common Capital | 30,211 | 80,540 |
| Tier 1 Capital | 30,211 | 80,580 |
| Tier 2 Capital | 2,471 | 5,839 |
| Total Capital | 32,682 | 86,408 |
| Total Risk Weighted Assets | 214,464 | 559,688 |
| Leverage Ratio | 9.97 | 10.827 |
| Common Equity Tier 1 Capital Ratio | 14.09 | 15.478 |
| Tier 1 Capital Ratio | 14.09 | 15.53 |
| Total Capital Ratio | 15.24 | 16.563 |
Timeline for Winter Hill Bank, Fsb
Winter Hill Bank, Fsb
Winter Hill Bank, Fsb was established 118 years ago and is currently headquartered in Somerville, MA.
Jan 01 1906| Relationships | Role | Relationship Start | Relationship End |
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