Vitals
  • Total Assets
    267.2M -8.5 %
  • Total Deposits
    173.9M -10.5 %
  • Total Net Loans
    162.6M -5.6 %
  • Net Income
    -2082000.0000 -11,466.7 %
  • Book Value
    29.5M -9.4 %
  • Book Value x2
    59.1M -9.4 %
  • Book Value x3
    88.6M -9.4 %
ROAA

-.742

ROAE

-6.541

Efficiency Ratio

161.531

Net Interest Margin

2.283

Balance Sheet Highlights
Financial Highlights Polonia Bank All Insured Savings Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 267,183 648,167
Total Net Loans 162,580 461,686
Total Deposits 173,942 495,804
Total Equity 29,539 86,443
Profitability
Net Income -2,082 4,600
Return on Average Assets -.742 .53
Return on Average Equity -6.541 4.211
Net Interest Margin 2.283 2.964
Efficiency Ratio 161.531 73.743
Noninterest Income/Revenue .332 17.147
Balance Sheet Ratios
Loan-to-Deposit 93.468 82.148
Securities/Assets .241 .168
Total Equity/Total Assets .111 .133
Tangible Equity/Tangible Assets .11 .127
Capital Adequacy
Tier 1 Common Capital 30,159 83,501
Tier 1 Capital 30,159 83,501
Tier 2 Capital 1,026 4,056
Total Capital 31,185 87,552
Total Risk Weighted Assets 133,268 425,981
Leverage Ratio 11.13 13.562
Common Equity Tier 1 Capital Ratio 22.63 24.643
Tier 1 Capital Ratio 22.63 24.643
Total Capital Ratio 23.4 25.537

Timeline for Polonia Bank

Pbmhc

Pbmhc became a new subsidiary organization for Polonia Bank.

View Profile Jul 21 2011

Community Abstract Llc

Community Abstract Llc became a new subsidiary organization for Polonia Bank.

View Profile Jul 21 2011

Earthstar Bank

Acquisition: Polonia Bank acquired a new subsidiary, Earthstar Bank, 13 years

View Profile Dec 11 2010

Polonia Bancorp, Inc

Polonia Bancorp, Inc became a new parent organization for Polonia Bank.

View Profile Jan 11 2007

Polonia Bank

Polonia Bank was established 101 years ago and is currently headquartered in Huntingdon Valley, PA.

Jan 01 1923
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Earthstar Bank Seller 112,643 Failure 12/11/2010
Relationships Role Relationship Start Relationship End
Polonia Bancorp, Inc Parent 7/21/2011
Polonia Bancorp, Inc Parent 1/11/2007 7/20/2011
Pbmhc Subsidary 7/21/2011
Community Abstract Llc Subsidary 7/21/2011
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