Vitals
  • Total Assets
    230.2M 7.8 %
  • Total Deposits
    183.1M 3.1 %
  • Total Net Loans
    160.9M 14.8 %
  • Net Income
    1.3M 58.6 %
  • Book Value
    40.8M 33.9 %
  • Book Value x2
    81.7M 33.9 %
  • Book Value x3
    122.5M 33.9 %
ROAA

.588

ROAE

3.974

Efficiency Ratio

71.957

Net Interest Margin

3.891

Balance Sheet Highlights
Financial Highlights Ottawa Savings Bank All Insured Savings Banks in Illinois
Balance Sheet $(000)
Total Assets 230,161 195,050
Total Net Loans 160,892 114,901
Total Deposits 183,082 161,023
Total Equity 40,847 27,476
Profitability
Net Income 1,316 898
Return on Average Assets .588 .337
Return on Average Equity 3.974 2.298
Net Interest Margin 3.891 3.045
Efficiency Ratio 71.957 87.927
Noninterest Income/Revenue 12.695 32.531
Balance Sheet Ratios
Loan-to-Deposit 87.88 72.189
Securities/Assets .194 .221
Total Equity/Total Assets .177 .141
Tangible Equity/Tangible Assets .172 .139
Capital Adequacy
Tier 1 Common Capital 39,489 26,867
Tier 1 Capital 39,489 26,867
Tier 2 Capital 1,941 1,017
Total Capital 41,430 27,983
Total Risk Weighted Assets 154,805 100,995
Leverage Ratio 16.84 13.345
Common Equity Tier 1 Capital Ratio 25.51 29.704
Tier 1 Capital Ratio 25.51 29.704
Total Capital Ratio 26.76 30.713

Timeline for Ottawa Savings Bank

Ottawa Bancorp, Inc.

Ottawa Bancorp, Inc. became a new parent organization for Ottawa Savings Bank.

View Profile Oct 12 2016

Twin Oaks Savings Bank

Acquisition: Ottawa Savings Bank acquired a new subsidiary, Twin Oaks Savings Bank, 9 years

View Profile Jan 01 2015

Ottawa Savings Bancorp, Inc.

Ottawa Savings Bancorp, Inc. became a new parent organization for Ottawa Savings Bank.

View Profile Jul 11 2005

Ottawa Savings Bank

Ottawa Savings Bank was established 153 years ago and is currently headquartered in Ottawa, IL.

Jan 01 1871
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Twin Oaks Savings Bank Seller 63,059 Acquisition Discontinued 1/1/2015
Relationships Role Relationship Start Relationship End
Ottawa Bancorp, Inc. Parent 10/12/2016
Ottawa Savings Bancorp, Inc. Parent 7/21/2011 10/11/2016
Ottawa Savings Bancorp, Inc. Parent 7/11/2005 7/20/2011
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