Lifestore Bank
West Jefferson, NC — Federal Savings Bank
Active
Vitals
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Total Assets269.3M 1.1 %
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Total Deposits197.6M 1.1 %
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Total Net Loans168.3M -0.1 %
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Net Income1.8M 29.1 %
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Book Value28.1M 3.1 %
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Book Value x256.2M 3.1 %
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Book Value x384.4M 3.1 %
Balance Sheet Highlights
| Financial Highlights | Lifestore Bank | All Insured Savings Banks in North Carolina |
| Balance Sheet $(000) | ||
| Total Assets | 269,265 | 217,642 |
| Total Net Loans | 168,315 | 144,664 |
| Total Deposits | 197,619 | 171,818 |
| Total Equity | 28,118 | 30,091 |
| Profitability | ||
| Net Income | 1,790 | 1,035 |
| Return on Average Assets | .681 | .442 |
| Return on Average Equity | 6.339 | 3.23 |
| Net Interest Margin | 3.383 | 3.391 |
| Efficiency Ratio | 75.871 | 81.04 |
| Noninterest Income/Revenue | 24.148 | 11.81 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 85.172 | 81.903 |
| Securities/Assets | .181 | .123 |
| Total Equity/Total Assets | .104 | .138 |
| Tangible Equity/Tangible Assets | .101 | .138 |
| Capital Adequacy | ||
| Tier 1 Common Capital | 27,965 | 30,008 |
| Tier 1 Capital | 27,965 | 30,008 |
| Tier 2 Capital | 2,066 | 1,306 |
| Total Capital | 30,031 | 31,762 |
| Total Risk Weighted Assets | 164,611 | 128,204 |
| Leverage Ratio | 10.6 | 16.044 |
| Common Equity Tier 1 Capital Ratio | 16.99 | 30.451 |
| Tier 1 Capital Ratio | 16.99 | 30.451 |
| Total Capital Ratio | 18.24 | 31.466 |
Timeline for Lifestore Bank
Lifestore Financial Group
Lifestore Financial Group became a new parent organization for Lifestore Bank.
View Profile Jun 16 1998
Lifestore Bank
Lifestore Bank was established 85 years ago and is currently headquartered in West Jefferson, NC.
Jan 01 1939| Relationships | Role | Relationship Start | Relationship End |
| Lifestore Financial Group | Parent | 12/1/2012 | |
| Lifestore Financial Group | Parent | 7/21/2011 | 11/30/2012 |
| Lifestore Financial Group | Parent | 6/16/1998 | 7/20/2011 |
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