Ridgewood Savings Bank
Ridgewood, NY — State Savings Bank
Active
Vitals
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Total Assets5.3B 2.7 %
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Total Deposits4.1B 3.3 %
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Total Net Loans3.2B 14.3 %
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Net Income16.5M 8.2 %
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Book Value681.4M 2.1 %
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Book Value x21.4B 2.1 %
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Book Value x32.0B 2.1 %
Balance Sheet Highlights
Financial Highlights | Ridgewood Savings Bank | All Insured Savings Banks in New York |
Balance Sheet $(000) | ||
Total Assets | 5,347,525 | 1,351,752 |
Total Net Loans | 3,202,772 | 1,018,087 |
Total Deposits | 4,128,167 | 1,024,500 |
Total Equity | 681,597 | 162,846 |
Profitability | ||
Net Income | 16,454 | 8,523 |
Return on Average Assets | .313 | .459 |
Return on Average Equity | 2.412 | 3.522 |
Net Interest Margin | 2.175 | 3.356 |
Efficiency Ratio | 85.8 | 79.875 |
Noninterest Income/Revenue | 6.585 | 13.416 |
Balance Sheet Ratios | ||
Loan-to-Deposit | 77.583 | 92.451 |
Securities/Assets | .328 | .086 |
Total Equity/Total Assets | .127 | .12 |
Tangible Equity/Tangible Assets | .112 | .112 |
Capital Adequacy | ||
Tier 1 Common Capital | 617,600 | 151,871 |
Tier 1 Capital | 617,600 | 151,871 |
Tier 2 Capital | 17,932 | 7,542 |
Total Capital | 635,532 | 159,397 |
Total Risk Weighted Assets | 2,999,744 | 882,895 |
Leverage Ratio | 11.77 | 12.276 |
Common Equity Tier 1 Capital Ratio | 20.59 | 19.264 |
Tier 1 Capital Ratio | 20.59 | 19.264 |
Total Capital Ratio | 21.19 | 20.219 |
Timeline for Ridgewood Savings Bank
City And Suburban Fsb
Acquisition: Ridgewood Savings Bank acquired a new subsidiary, City And Suburban Fsb, 16 years
View Profile Jul 13 2007Beacon Federal Savings Association
Acquisition: Ridgewood Savings Bank acquired a new subsidiary, Beacon Federal Savings Association, 32 years
View Profile Oct 19 1991Ridgewood Savings Bank
Ridgewood Savings Bank was established 102 years ago and is currently headquartered in Ridgewood, NY.
Jun 18 1921Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
City And Suburban Fsb | Seller | 676,907 | Acquisition | Discontinued | 7/13/2007 |
Beacon Federal Savings Association | Seller | 338,661 | Failure | 10/19/1991 |
Relationships | Role | Relationship Start | Relationship End |
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