Vitals
  • Total Assets
    6.4B -5.3 %
  • Total Deposits
    4.4B -20.6 %
  • Total Net Loans
    4.4B 7.6 %
  • Net Income
    39.2M -53.9 %
  • Book Value
    1.1B 0.6 %
  • Book Value x2
    2.2B 0.6 %
  • Book Value x3
    3.3B 0.6 %
ROAA

.605

ROAE

3.53

Efficiency Ratio

71.98

Net Interest Margin

3.846

Balance Sheet Highlights
Financial Highlights Emigrant Bank All Insured Savings Banks in New York
Balance Sheet $(000)
Total Assets 6,414,401 1,351,752
Total Net Loans 4,375,653 1,018,087
Total Deposits 4,399,461 1,024,500
Total Equity 1,113,478 162,846
Profitability
Net Income 39,196 8,523
Return on Average Assets .605 .459
Return on Average Equity 3.53 3.522
Net Interest Margin 3.846 3.356
Efficiency Ratio 71.98 79.875
Noninterest Income/Revenue 18.764 13.416
Balance Sheet Ratios
Loan-to-Deposit 99.459 92.451
Securities/Assets .204 .086
Total Equity/Total Assets .174 .12
Tangible Equity/Tangible Assets .17 .112
Capital Adequacy
Tier 1 Common Capital 1,044,618 151,871
Tier 1 Capital 1,044,618 151,871
Tier 2 Capital 70,291 7,542
Total Capital 1,114,909 159,397
Total Risk Weighted Assets 5,540,403 882,895
Leverage Ratio 16.14 12.276
Common Equity Tier 1 Capital Ratio 18.85 19.264
Tier 1 Capital Ratio 18.85 19.264
Total Capital Ratio 20.12 20.219

Timeline for Emigrant Bank

Ebts Llc

Ebts Llc became a new subsidiary organization for Emigrant Bank.

View Profile Aug 11 2016

Optomizer, Llc

Optomizer, Llc became a new subsidiary organization for Emigrant Bank.

View Profile Jul 08 2016

Emigrant Bank Classic Car Finance Llc

Emigrant Bank Classic Car Finance Llc became a new subsidiary organization for Emigrant Bank.

View Profile Jan 26 2016

Branch Projects Llc

Branch Projects Llc became a new subsidiary organization for Emigrant Bank.

View Profile Aug 07 2015

Emigrant Aperture Holdings Llc

Emigrant Aperture Holdings Llc became a new subsidiary organization for Emigrant Bank.

View Profile Nov 18 2014

Want to see more?

Complete timeline for Emigrant Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Emigrant Savings Bank - Long Island Seller 576,203 Pooling of Interests Discontinued 1/1/2013
Emigrant Savings Bank - Brooklyn/Queens Seller 811,533 Pooling of Interests Discontinued 1/1/2013
Emigrant Savings Bank - Manhattan Seller 1,265,762 Pooling of Interests Discontinued 1/1/2013
Emigrant Savings Bank - Bronx/Westchester Seller 1,063,457 Pooling of Interests Discontinued 1/1/2013
Emigrant Savings Bank - Long Island Buyer 576,203 Split 9/1/2005
Emigrant Savings Bank - Manhattan Buyer 1,265,762 Split 9/1/2005
Emigrant Savings Bank - Brooklyn/Queens Buyer 811,533 Split 9/1/2005
Emigrant Savings Bank - Bronx/Westchester Buyer 1,063,457 Split 9/1/2005
Dollar Dry Dock Bank Seller 4,028,368 Failure 2/22/1992
Prudential Savings Bank Seller Discontinued 3/23/1979
Relationships Role Relationship Start Relationship End
Emigrant Bancorp, Inc. Parent 11/8/1994
6 East 43Rd Street Management Corp. Subsidary 6/30/2007
Emigrant Agency, Inc. Subsidary 6/30/2007
Parkedge Holders, Inc. Subsidary 6/30/2007
Retained Realty, Inc. Subsidary 6/30/2007
773 Lexington, Ltd. Subsidary 12/5/1997
Emigrant Capital Corp. Subsidary 6/30/2007
Apf Southeast Llc Subsidary 5/13/2006
101 East 170Th Street Corp. Subsidary 1/1/2013
Emigrant Credit Corp. Subsidary 6/30/2007
Emigrant Portfolio Management Company, Llc Subsidary 2/5/2007
Emigrant Residential, Llc Subsidary 11/19/1999
Emigrant Property Holdings Corp. Subsidary 6/30/2007
Emigrant Is Company, Llc Subsidary 12/18/2004
Emigrant Bank Fine Art Finance, Llc Subsidary 1/10/2005
Gsp Finance Llc Subsidary 2/28/2005
Circle Alternative Investments Llc Subsidary 7/1/2005
Emigrant Realty Finance California, Inc. Subsidary 6/30/2007
Eb Safe Llc Subsidary 9/26/2006
Emigrant Realty Finance, Llc Subsidary 11/8/2006
Eb Life Sciences Capital Llc Subsidary 2/1/2007
Eb Insurance Partners, Llc Subsidary 4/20/2007
Emigrant Gb Llc Subsidary 1/28/2009
Emigrant Gb Partners, Llc Subsidary 7/31/2008
Eb Ecp Capital, Llc Subsidary 9/7/2007
Nypb&T Fund Advisors, Llc Subsidary 2/1/2008
Eb Ink Technologies, Llc Subsidary 12/31/2007
Mh Retained Realty, Llc Subsidary 1/1/2013
Li Retained Realty, Llc Subsidary 1/1/2013
B/Q Retained Realty, Llc Subsidary 1/1/2013
B/W Retained Realty, Llc Subsidary 1/1/2013
Splashpond, Llc Subsidary 1/2/2009
Hpm Partners Llc Subsidary 1/22/2010
Abacus Finance Group, Llc Subsidary 6/22/2011
Octagon Emigrant Senior Secured Loan Trust Subsidary 8/11/2011
New York Private Finance Llc Subsidary 2/1/2012
Fine Art Partners, Llc Subsidary 8/7/2006
Eb Cascade, Llc Subsidary 6/13/2013
Aperture Media Partners Llc Subsidary 8/27/2014
Nypb&T Precious Metals, Llc Subsidary 10/1/2014
Emigrant Aperture Holdings Llc Subsidary 11/18/2014
Branch Projects Llc Subsidary 8/7/2015
Emigrant Bank Classic Car Finance Llc Subsidary 1/26/2016
Optomizer, Llc Subsidary 7/8/2016
Ebts Llc Subsidary 8/11/2016
Nypb&T Municipal Advisors, Llc Subsidary 1/2/2009 5/20/2014
Esb - B/W Holdings, Llc Subsidary 1/1/2013 3/12/2013
Esb - Li Holdings, Llc Subsidary 1/1/2013 3/12/2013
Esb - B/Q Holdings, Llc Subsidary 1/1/2013 3/12/2013
Esb - Mh Holdings, Llc Subsidary 1/1/2013 3/12/2013
Emigrant Gb Investors, Llc Subsidary 7/31/2008 5/22/2012
Nypb&T Access Llc Subsidary 2/27/2006 6/30/2010
Summitas, Llc Subsidary 1/31/2007 5/24/2010
Emigrant Gb Partners, Llc Subsidary 9/17/2007 7/30/2008
Nypb&T Capital, Llc Subsidary 2/1/2008 6/29/2008
Emigrant Gb Llc Subsidary 5/24/2007 9/16/2007
6 East 43Rd Street Management Corp. Subsidary 11/8/1994 6/29/2007
Emigrant Agency, Inc. Subsidary 11/8/1994 6/29/2007
Parkedge Holders, Inc. Subsidary 5/30/1996 6/29/2007
Retained Realty, Inc. Subsidary 1/20/1995 6/29/2007
Emigrant Capital Corp. Subsidary 8/21/1998 6/29/2007
Emigrant Credit Corp. Subsidary 4/28/1999 6/29/2007
Emigrant Property Holdings Corp. Subsidary 1/27/2004 6/29/2007
Emigrant Realty Finance California, Inc. Subsidary 8/23/2005 6/29/2007
Esb Realty Llc Subsidary 7/26/2005 1/1/2006
Emigrant Portfolio Resource Corp. Subsidary 9/30/1999 2/14/2005
Eth, Inc. Subsidary 11/8/1994 1/31/2005
Emigrant Fairways, Inc. Subsidary 11/8/1994 8/17/2004
American Property Financing, Inc. Subsidary 1/20/1995 1/26/2004
6 East 43Rd Street Corp. Subsidary 11/8/1994 1/26/2004
Emigrant Commercial Mortgage Corporation Subsidary 12/29/2003 1/26/2004
Penn Hudson Financial Group, Inc. Subsidary 11/8/1994 4/2/2002
Srvj Properties, Inc. Subsidary 11/8/1994 8/31/2001
149 Madison Ave. Corp. Subsidary 6/3/1996 8/31/2001
Emigrant Funding Corporation Subsidary 11/8/1994 6/19/1999
Circle Asset Management, Inc. Subsidary 11/8/1994 6/7/1999
Emigrant Mortgage Company, Inc. Subsidary 11/8/1994 5/19/1999
Emigrant Business Credit Corp. Subsidary 5/13/1997 5/19/1999
Londonderry Estates, Inc. Subsidary 11/8/1994 9/11/1997
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