Vitals
  • Total Assets
    6.6B 5.8 %
  • Total Deposits
    4.7B 5.9 %
  • Total Net Loans
    4.9B 7.3 %
  • Net Income
    55.9M 0.9 %
  • Book Value
    682.0M 8.2 %
  • Book Value x2
    1.4B 8.2 %
  • Book Value x3
    2.0B 8.2 %
ROAA

.876

ROAE

8.479

Efficiency Ratio

62.147

Net Interest Margin

3.044

Balance Sheet Highlights
Financial Highlights United Bank All Insured Savings Banks in Connecticut
Balance Sheet $(000)
Total Assets 6,584,834 1,035,207
Total Net Loans 4,933,124 788,025
Total Deposits 4,743,515 806,060
Total Equity 681,985 120,046
Profitability
Net Income 55,884 6,667
Return on Average Assets .876 .734
Return on Average Equity 8.479 5.649
Net Interest Margin 3.044 3.099
Efficiency Ratio 62.147 79.091
Noninterest Income/Revenue 12.508 20.769
Balance Sheet Ratios
Loan-to-Deposit 103.997 88.88
Securities/Assets .161 .146
Total Equity/Total Assets .104 .116
Tangible Equity/Tangible Assets .084 .111
Capital Adequacy
Tier 1 Common Capital 574,632 116,350
Tier 1 Capital 574,632 116,350
Tier 2 Capital 44,388 7,969
Total Capital 619,020 124,274
Total Risk Weighted Assets 5,110,229 793,497
Leverage Ratio 9.04 12.795
Common Equity Tier 1 Capital Ratio 11.24 17.917
Tier 1 Capital Ratio 11.24 17.917
Total Capital Ratio 12.11 18.9

Timeline for United Bank

United Financial Realty Hc

United Financial Realty Hc became a new subsidiary organization for United Bank.

View Profile Feb 01 2016

United Bank Commercial Properties, Inc.

United Bank Commercial Properties, Inc. became a new subsidiary organization for United Bank.

View Profile Dec 31 2014

United Bank Residential Properties, Inc.

United Bank Residential Properties, Inc. became a new subsidiary organization for United Bank.

View Profile Dec 31 2014

United Bank

Acquisition: United Bank acquired a new subsidiary, United Bank, 9 years

View Profile May 01 2014

Ub Properties, Llc

Ub Properties, Llc became a new subsidiary organization for United Bank.

View Profile May 01 2014

Want to see more?

Complete timeline for United Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Bank Seller 2,463,958 Acquisition Discontinued 5/1/2014
Relationships Role Relationship Start Relationship End
United Financial Bancorp, Inc. Parent 3/3/2011
Rockville Financial, Inc. Parent 5/20/2005 3/2/2011
United Financial Bancorp, Inc. Parent 11/1/1997 5/19/2005
United Bank Mortgage Company Subsidary 6/30/2007
United Northeast Financial Advisors, Inc. Subsidary 6/30/2007
Ub Properties, Llc Subsidary 5/1/2014
United Bank Investment Sub. Inc. Subsidary 1/1/2010
United Bank Investment Corp, Inc. Subsidary 5/1/2014
Ucb Securities Inc. Ii Subsidary 5/1/2014
United Bank Commercial Properties, Inc. Subsidary 12/31/2014
United Bank Residential Properties, Inc. Subsidary 12/31/2014
United Financial Realty Hc Subsidary 2/1/2016
United Bank Mortgage Company Subsidary 1/1/1999 6/29/2007
United Northeast Financial Advisors, Inc. Subsidary 4/29/2002 6/29/2007
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