United Bank
Vernon Rockville, CT — State Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | United Bank | All Insured Savings Banks in Connecticut |
Interest and Fees on Loans | 179,820 | 30,883 |
Income from Lease Financing Receivables | — | 2 |
1,921 | 32 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 1,034 | 16 |
Income on Loans and Leases (TE) | 180,854 | 30,904 |
Investment Interest Income (TE) | 34,558 | 3,080 |
Total Interest Income (TE) | 217,706 | 34,631 |
Total Interest Expense | 36,474 | 4,711 |
Net Interest Income (TE) | 181,232 | 29,919 |
Non-Interest Income | 31,124 | 9,078 |
Adjusted Operating Income (TE) | 212,356 | 38,915 |
Non-interest Expense | 131,973 | 30,204 |
Provision for Loan & Lease Losses | 13,437 | 858 |
Pretax Operating Income (TE) | 66,946 | 7,965 |
Pretax Net Operating Income (TE) | 68,887 | 9,672 |
Applicable Income Taxes | 7,450 | 2,335 |
Net Operating Income | 55,884 | 6,676 |
Net Income | 55,884 | 6,667 |
Cash Dividends Declared | — | 15 |
Retained Earnings | 55,884 | 6,645 |