Vitals
  • Total Assets
    212.7M -3.6 %
  • Total Deposits
    185.1M -3.4 %
  • Total Net Loans
    92.0M -10.5 %
  • Net Income
    412000.0000 23.7 %
  • Book Value
    27.2M -2.1 %
  • Book Value x2
    54.4M -2.1 %
  • Book Value x3
    81.6M -2.1 %
ROAA

.77

ROAE

6.088

Efficiency Ratio

77.804

Net Interest Margin

3.297

Balance Sheet Highlights
Financial Highlights The First National Bank Of Athens All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 212,665 134,379
Total Net Loans 91,984 75,600
Total Deposits 185,051 114,168
Total Equity 27,207 13,237
Profitability
Net Income 412 894
Return on Average Assets .77 1.338
Return on Average Equity 6.088 13.728
Net Interest Margin 3.297 4.377
Efficiency Ratio 77.804 67.486
Noninterest Income/Revenue 19.382 17.372
Balance Sheet Ratios
Loan-to-Deposit 49.707 62.233
Securities/Assets .321 .672
Total Equity/Total Assets .128 .099
Tangible Equity/Tangible Assets .122 -.082
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 26,693 12,741
Tier 2 Capital 1,122 893
Total Capital 27,815 13,638
Total Risk Weighted Assets 115,069 84,758
Leverage Ratio 12.54 10.046
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 23.2 17.369
Total Capital Ratio 24.17 18.447

Timeline for The First National Bank Of Athens

Franklin Bank, S.S.B.

The First National Bank Of Athens was acquired by Franklin Bank, S.S.B. 20 years

View Profile May 10 2005

Ginger Murchison Foundation, The

Ginger Murchison Foundation, The became a new parent organization for The First National Bank Of Athens.

View Profile Aug 22 2003

First National Bank Of Gun Barrel City

Acquisition: The First National Bank Of Athens acquired a new subsidiary, First National Bank Of Gun Barrel City, 33 years

View Profile Sep 30 1992

First State Bank

Acquisition: The First National Bank Of Athens acquired a new subsidiary, First State Bank, 35 years

View Profile Jun 09 1990

The First National Bank Of Athens

The First National Bank Of Athens was established 135 years ago and is currently headquartered in Athens, TX.

Apr 17 1890
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Franklin Bank, S.S.B. Buyer 5,089,260 Acquisition Discontinued 5/10/2005
First National Bank Of Gun Barrel City Seller 20,106 Discontinued 9/30/1992
First State Bank Seller 10,380 Discontinued 6/9/1990
Relationships Role Relationship Start Relationship End
Ginger Murchison Foundation, The Parent 8/22/2003 5/9/2005
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