Efficiency Ratio Over Time
Efficiency Ratio The First National Bank Of Athens All Insured Commercial Banks in Texas
03-31-2005 77.804 67.486
12-31-2004 86.654 69.184
09-30-2004 79.869 68.305
06-30-2004 80.636 68.807
03-31-2004 81.991 69.055
12-31-2003 75.991 69.41
09-30-2003 74.374 68.526
06-30-2003 74.669 68.452
03-31-2003 73.594 68.632
12-31-2002 72.177 67.534