The First National Bank Of Athens
Athens, TX — Domestic Branch of a Domestic Bank
Acquired May 2005
Tier 1 Capital Ratio Over Time
| Tier 1 Capital Ratio | The First National Bank Of Athens | All Insured Commercial Banks in Texas |
| 03-31-2005 | 23.2 | 17.369 |
| 12-31-2004 | 21.95 | 17.12 |
| 09-30-2004 | 21.26 | 17.344 |
| 06-30-2004 | 20.79 | 17.209 |
| 03-31-2004 | 20.49 | 17.325 |
| 12-31-2003 | 20.4 | 17.049 |
| 09-30-2003 | 20.36 | 17.144 |
| 06-30-2003 | 19.97 | 16.9 |
| 03-31-2003 | 20.07 | 16.919 |
| 12-31-2002 | 19.58 | 16.71 |