Leverage Ratio Over Time
Leverage Ratio The First National Bank Of Athens All Insured Commercial Banks in Texas
03-31-2005 12.54 10.046
12-31-2004 12.28 9.979
09-30-2004 12.58 10.144
06-30-2004 12.02 9.931
03-31-2004 11.85 9.847
12-31-2003 11.73 9.74
09-30-2003 11.99 9.841
06-30-2003 11.87 9.717
03-31-2003 11.69 9.659
12-31-2002 11.72 9.595