Vitals
  • Total Assets
    104.9M 0.3 %
  • Total Deposits
    93.2M -0.1 %
  • Total Net Loans
    49.7M -5.9 %
  • Net Income
    1.2M -6.5 %
  • Book Value
    11.4M 4.0 %
  • Book Value x2
    22.9M 4.0 %
  • Book Value x3
    34.3M 4.0 %
ROAA

1.46

ROAE

13.803

Efficiency Ratio

72.328

Net Interest Margin

4.13

Balance Sheet Highlights
Financial Highlights Cedar Creek Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 104,866 126,638
Total Net Loans 49,679 71,247
Total Deposits 93,207 107,327
Total Equity 11,435 12,908
Profitability
Net Income 1,150 2,408
Return on Average Assets 1.46 1.306
Return on Average Equity 13.803 13.128
Net Interest Margin 4.13 4.344
Efficiency Ratio 72.328 68.305
Noninterest Income/Revenue 21.302 18.251
Balance Sheet Ratios
Loan-to-Deposit 53.3 63.434
Securities/Assets .112 .678
Total Equity/Total Assets .109 .102
Tangible Equity/Tangible Assets .109 -.028
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 11,452 12,178
Tier 2 Capital 654 828
Total Capital 12,106 13,021
Total Risk Weighted Assets 58,599 79,489
Leverage Ratio 10.79 10.144
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 19.54 17.344
Total Capital Ratio 20.66 18.415

Timeline for Cedar Creek Bank

Franklin Bank, S.S.B.

Cedar Creek Bank was acquired by Franklin Bank, S.S.B. 21 years

View Profile Dec 04 2004

The Kerens Bank

Acquisition: Cedar Creek Bank acquired a new subsidiary, The Kerens Bank, 34 years

View Profile Jul 26 1991

Cedar Creek Bancshares, Inc.

Cedar Creek Bancshares, Inc. became a new parent organization for Cedar Creek Bank.

View Profile Mar 15 1991

Tahoka First Bancorp, Inc.

Tahoka First Bancorp, Inc. became a new parent organization for Cedar Creek Bank.

View Profile Jan 11 1983

Cedar Creek Bank

Cedar Creek Bank was established 62 years ago and is currently headquartered in Seven Points, TX.

Jul 22 1963
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Franklin Bank, S.S.B. Buyer 5,089,260 Acquisition Discontinued 12/4/2004
The Kerens Bank Seller 19,538 Failure 7/26/1991
Relationships Role Relationship Start Relationship End
Cedar Creek Bancshares, Inc. Parent 3/15/1991 12/3/2004
Tahoka First Bancorp, Inc. Parent 12/31/1984 3/14/1991
Tahoka First Bancorp, Inc. Parent 1/11/1983 12/30/1984
Similar Organizations
Organization City State Total Assets
Redstone Bank
 		Centennial CO 104.5M
Bank Of Prairie Village
 		Prairie Village KS 105.8M
Farmers State Bank
 		Algona IA 104.0M
Whitesville State Bank
 		Whitesville WV 105.8M
Peoples State Bank
 		Shepherd TX 105.9M
The Tri-County Bank
 		Stuart NE 103.8M
De Witt Bank And Trust Company
 		De Witt AR 106.2M
Williamsville State Bank & Trust
 		Williamsville IL 103.4M
Civis Bank
 		Rogersville TN 106.3M
United Citizens Bank & Trust Company
 		Campbellsburg KY 106.4M