Vitals
  • Total Assets
    100.5M -6.6 %
  • Total Deposits
    87.4M -7.2 %
  • Total Net Loans
    38.4M -10.3 %
  • Net Income
    62000.0000 -82.6 %
  • Book Value
    12.9M -2.9 %
  • Book Value x2
    25.8M -2.9 %
  • Book Value x3
    38.8M -2.9 %
ROAA

.06

ROAE

.46

Efficiency Ratio

98.793

Net Interest Margin

2.762

Balance Sheet Highlights
Financial Highlights Williamsville State Bank & Trust All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 100,500 290,894
Total Net Loans 38,360 191,278
Total Deposits 87,382 246,407
Total Equity 12,917 31,125
Profitability
Net Income 62 2,670
Return on Average Assets .06 .919
Return on Average Equity .46 8.247
Net Interest Margin 2.762 3.499
Efficiency Ratio 98.793 67.9
Noninterest Income/Revenue 12.339 16.598
Balance Sheet Ratios
Loan-to-Deposit 43.899 72.669
Securities/Assets .503 .191
Total Equity/Total Assets .129 .107
Tangible Equity/Tangible Assets .129 .103
Capital Adequacy
Tier 1 Common Capital 13,297 29,670
Tier 1 Capital 13,297 29,720
Tier 2 Capital 344 2,112
Total Capital 13,641 31,905
Total Risk Weighted Assets 40,442 212,461
Leverage Ratio 13.08 10.62
Common Equity Tier 1 Capital Ratio 32.88 16.313
Tier 1 Capital Ratio 32.88 16.329
Total Capital Ratio 33.73 17.341

Timeline for Williamsville State Bank & Trust

Willcor, Inc.

Willcor, Inc. became a new subsidiary organization for Williamsville State Bank & Trust.

View Profile Jul 15 2010

Will Service Corporation

Will Service Corporation became a new subsidiary organization for Williamsville State Bank & Trust.

View Profile Feb 08 2007

Wsb Mortgage Services, Ltd

Wsb Mortgage Services, Ltd became a new subsidiary organization for Williamsville State Bank & Trust.

View Profile Feb 08 2007

Wsb Financial Ltd.

Wsb Financial Ltd. became a new parent organization for Williamsville State Bank & Trust.

View Profile Feb 12 1988

Williamsville State Bank & Trust

Williamsville State Bank & Trust was established 134 years ago and is currently headquartered in Williamsville, IL.

Jan 01 1890
Relationships Role Relationship Start Relationship End
Wsb Financial Ltd. Parent 2/12/1988
Will Service Corporation Subsidary 6/30/2007
Wsb Mortgage Services, Ltd Subsidary 6/30/2007
Willcor, Inc. Subsidary 7/15/2010
Will Service Corporation Subsidary 2/8/2007 6/29/2007
Wsb Mortgage Services, Ltd Subsidary 2/8/2007 6/29/2007
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