Vitals
  • Total Assets
    100.6M 47.5 %
  • Total Deposits
    87.4M 57.0 %
  • Total Net Loans
    62.2M 40.8 %
  • Net Income
    171000.0000 3.6 %
  • Book Value
    12.0M -0.8 %
  • Book Value x2
    24.0M -0.8 %
  • Book Value x3
    36.0M -0.8 %
ROAA

.167

ROAE

1.421

Efficiency Ratio

94.788

Net Interest Margin

3.477

Balance Sheet Highlights
Financial Highlights Pioneer State Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 100,583 290,894
Total Net Loans 62,207 191,278
Total Deposits 87,367 246,407
Total Equity 12,014 31,125
Profitability
Net Income 171 2,670
Return on Average Assets .167 .919
Return on Average Equity 1.421 8.247
Net Interest Margin 3.477 3.499
Efficiency Ratio 94.788 67.9
Noninterest Income/Revenue 11.643 16.598
Balance Sheet Ratios
Loan-to-Deposit 71.202 72.669
Securities/Assets .175 .191
Total Equity/Total Assets .119 .107
Tangible Equity/Tangible Assets .115 .103
Capital Adequacy
Tier 1 Common Capital 11,600 29,670
Tier 1 Capital 11,600 29,720
Tier 2 Capital 816 2,112
Total Capital 12,416 31,905
Total Risk Weighted Assets 64,868 212,461
Leverage Ratio 11.58 10.62
Common Equity Tier 1 Capital Ratio 17.88 16.313
Tier 1 Capital Ratio 17.88 16.329
Total Capital Ratio 19.14 17.341

Timeline for Pioneer State Bank

Farmers State Bank Of Sublette

Acquisition: Pioneer State Bank acquired a new subsidiary, Farmers State Bank Of Sublette, 7 years

View Profile Jun 12 2016

National Bank Of Earlville

Acquisition: Pioneer State Bank acquired a new subsidiary, National Bank Of Earlville, 10 years

View Profile Mar 28 2014

Best Yet Mortgage, L.L.C.

Best Yet Mortgage, L.L.C. became a new subsidiary organization for Pioneer State Bank.

View Profile Jun 01 2008

Pinnacle Bancshares, Incorporated

Acquisition: Pioneer State Bank acquired a new subsidiary, Pinnacle Bancshares, Incorporated , 26 years

View Profile Jan 16 1998

Nbe Bancshares, Inc.

Nbe Bancshares, Inc. became a new parent organization for Pioneer State Bank.

View Profile Jan 16 1998

Want to see more?

Complete timeline for Pioneer State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Farmers State Bank Of Sublette Seller 39,287 Acquisition Discontinued 6/12/2016
National Bank Of Earlville Seller 56,554 Pooling of Interests Discontinued 3/28/2014
Pinnacle Bancshares, Incorporated Seller Acquisition Discontinued 1/16/1998
Relationships Role Relationship Start Relationship End
Nbe Bancshares, Inc. Parent 1/16/1998
Pinnacle Bancshares, Incorporated Parent 10/30/1985 1/15/1998
Best Yet Mortgage, L.L.C. Subsidary 6/1/2008 12/31/2010
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