Vitals
  • Total Assets
    98.8M 5.6 %
  • Total Deposits
    85.5M 5.5 %
  • Total Net Loans
    78.0M 11.5 %
  • Net Income
    1.1M -36.1 %
  • Book Value
    10.3M 10.8 %
  • Book Value x2
    20.6M 10.8 %
  • Book Value x3
    30.9M 10.8 %
ROAA

1.114

ROAE

11.08

Efficiency Ratio

56.088

Net Interest Margin

4.436

Balance Sheet Highlights
Financial Highlights First Central Bank All Insured Commercial Banks in Nebraska
Balance Sheet $(000)
Total Assets 98,776 170,284
Total Net Loans 78,042 117,277
Total Deposits 85,521 137,686
Total Equity 10,296 18,945
Profitability
Net Income 1,090 1,911
Return on Average Assets 1.114 1.018
Return on Average Equity 11.08 9.028
Net Interest Margin 4.436 3.761
Efficiency Ratio 56.088 64.484
Noninterest Income/Revenue 6.501 12.891
Balance Sheet Ratios
Loan-to-Deposit 91.255 83.61
Securities/Assets .129 .163
Total Equity/Total Assets .104 .111
Tangible Equity/Tangible Assets .104 .107
Capital Adequacy
Tier 1 Common Capital 10,296 18,124
Tier 1 Capital 10,296 18,269
Tier 2 Capital 533 1,473
Total Capital 10,829 19,774
Total Risk Weighted Assets 41,607 134,666
Leverage Ratio 10.36 11.078
Common Equity Tier 1 Capital Ratio 24.75 14.674
Tier 1 Capital Ratio 24.75 14.698
Total Capital Ratio 26.03 15.794

Timeline for First Central Bank

Hometown Agency, Llc

Hometown Agency, Llc became a new subsidiary organization for First Central Bank.

View Profile May 31 2001

Farmers And Merchants Bank

Acquisition: First Central Bank acquired a new subsidiary, Farmers And Merchants Bank, 33 years

View Profile Sep 29 1990

Central Bancshares, Inc.

Central Bancshares, Inc. became a new parent organization for First Central Bank.

View Profile Feb 20 1973

First Central Bank

First Central Bank was established 116 years ago and is currently headquartered in Cambridge, NE.

Jun 15 1907
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Farmers And Merchants Bank Seller 31,637 Discontinued 9/29/1990
Relationships Role Relationship Start Relationship End
Central Bancshares, Inc. Parent 2/20/1973
Hometown Agency, Llc Subsidary 5/31/2001 12/31/2015
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