Vitals
  • Total Assets
    101.8M 2.4 %
  • Total Deposits
    90.0M 8.3 %
  • Total Net Loans
    83.4M 3.6 %
  • Net Income
    1.1M -10.3 %
  • Book Value
    10.6M 6.3 %
  • Book Value x2
    21.2M 6.3 %
  • Book Value x3
    31.8M 6.3 %
ROAA

1.174

ROAE

11.164

Efficiency Ratio

67.873

Net Interest Margin

4.193

Balance Sheet Highlights
Financial Highlights Commercial State Bank All Insured Commercial Banks in Nebraska
Balance Sheet $(000)
Total Assets 101,824 170,284
Total Net Loans 83,397 117,277
Total Deposits 90,047 137,686
Total Equity 10,614 18,945
Profitability
Net Income 1,144 1,911
Return on Average Assets 1.174 1.018
Return on Average Equity 11.164 9.028
Net Interest Margin 4.193 3.761
Efficiency Ratio 67.873 64.484
Noninterest Income/Revenue 12.992 12.891
Balance Sheet Ratios
Loan-to-Deposit 92.615 83.61
Securities/Assets .039 .163
Total Equity/Total Assets .104 .111
Tangible Equity/Tangible Assets .104 .107
Capital Adequacy
Tier 1 Common Capital 10,614 18,124
Tier 1 Capital 10,614 18,269
Tier 2 Capital 932 1,473
Total Capital 11,546 19,774
Total Risk Weighted Assets 89,938 134,666
Leverage Ratio 10.61 11.078
Common Equity Tier 1 Capital Ratio 11.8 14.674
Tier 1 Capital Ratio 11.8 14.698
Total Capital Ratio 12.84 15.794

Timeline for Commercial State Bank

Wausa Banshares, Inc.

Wausa Banshares, Inc. became a new parent organization for Commercial State Bank.

View Profile Dec 31 1970

Commercial State Bank

Commercial State Bank was established 98 years ago and is currently headquartered in Wausa, NE.

Dec 01 1925
Relationships Role Relationship Start Relationship End
Wausa Banshares, Inc. Parent 12/29/1998
Wausa Banshares, Inc. Parent 12/31/1970 12/28/1998
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