Vitals
  • Total Assets
    102.4M 5.6 %
  • Total Deposits
    87.1M 13.3 %
  • Total Net Loans
    73.2M 3.8 %
  • Net Income
    -473000.0000 -108.4 %
  • Book Value
    12.1M -3.9 %
  • Book Value x2
    24.1M -3.9 %
  • Book Value x3
    36.2M -3.9 %
ROAA

-.481

ROAE

-3.839

Efficiency Ratio

113.056

Net Interest Margin

3.716

Balance Sheet Highlights
Financial Highlights American Founders Bank, Inc. All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 102,442 275,102
Total Net Loans 73,200 177,820
Total Deposits 87,079 227,063
Total Equity 12,074 30,287
Profitability
Net Income -473 2,592
Return on Average Assets -.481 .944
Return on Average Equity -3.839 8.074
Net Interest Margin 3.716 3.847
Efficiency Ratio 113.056 70.925
Noninterest Income/Revenue 13.553 17.219
Balance Sheet Ratios
Loan-to-Deposit 84.062 76.952
Securities/Assets .113 .219
Total Equity/Total Assets .118 .11
Tangible Equity/Tangible Assets .118 .107
Capital Adequacy
Tier 1 Common Capital 12,681 29,354
Tier 1 Capital 12,681 29,354
Tier 2 Capital 959 2,092
Total Capital 13,640 31,454
Total Risk Weighted Assets 68,935 190,479
Leverage Ratio 12.63 11.285
Common Equity Tier 1 Capital Ratio 18.4 17.115
Tier 1 Capital Ratio 18.4 17.115
Total Capital Ratio 19.79 18.174

Timeline for American Founders Bank, Inc.

American Founders Loan Corporation

American Founders Loan Corporation became a new subsidiary organization for American Founders Bank, Inc..

View Profile Dec 31 2008

First Security Bank Of Lexington, Inc.

Acquisition: American Founders Bank, Inc. acquired a new subsidiary, First Security Bank Of Lexington, Inc., 17 years

View Profile May 06 2006

American Founders Insurance, Inc.

American Founders Insurance, Inc. became a new subsidiary organization for American Founders Bank, Inc..

View Profile Apr 28 2006

Financial Holdings, Inc.

Financial Holdings, Inc. became a new parent organization for American Founders Bank, Inc..

View Profile Apr 24 2006

American Founders Bank, Inc.

American Founders Bank, Inc. was established 22 years ago and is currently headquartered in Louisville, KY.

May 14 2001
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Security Bank Of Lexington, Inc. Seller 212,433 Acquisition Discontinued 5/6/2006
Relationships Role Relationship Start Relationship End
Financial Holdings, Inc. Parent 4/24/2006 11/6/2015
American Founders Loan Corporation Subsidary 12/31/2008 11/6/2015
American Founders Insurance, Inc. Subsidary 4/28/2006 4/30/2007
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