Vitals
  • Total Assets
    104.0M 6.8 %
  • Total Deposits
    82.8M 6.2 %
  • Total Net Loans
    65.2M -0.7 %
  • Net Income
    581000.0000 -30.0 %
  • Book Value
    13.0M 2.9 %
  • Book Value x2
    26.0M 2.9 %
  • Book Value x3
    38.9M 2.9 %
ROAA

.593

ROAE

4.48

Efficiency Ratio

70.276

Net Interest Margin

4.079

Balance Sheet Highlights
Financial Highlights First Cahawba Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 103,987 266,812
Total Net Loans 65,158 157,006
Total Deposits 82,831 227,200
Total Equity 12,982 30,855
Profitability
Net Income 581 2,603
Return on Average Assets .593 .91
Return on Average Equity 4.48 7.525
Net Interest Margin 4.079 3.872
Efficiency Ratio 70.276 69.238
Noninterest Income/Revenue 11.217 15.218
Balance Sheet Ratios
Loan-to-Deposit 78.664 65.031
Securities/Assets .118 .23
Total Equity/Total Assets .125 .116
Tangible Equity/Tangible Assets .125 .114
Capital Adequacy
Tier 1 Common Capital 13,133 30,655
Tier 1 Capital 13,133 30,655
Tier 2 Capital 558 1,864
Total Capital 13,691 32,526
Total Risk Weighted Assets 66,549 184,216
Leverage Ratio 13.25 11.829
Common Equity Tier 1 Capital Ratio 19.73 18.757
Tier 1 Capital Ratio 19.73 18.762
Total Capital Ratio 20.57 19.824

Timeline for First Cahawba Bank

First Cahawba Bank

First Cahawba Bank was established 16 years ago and is currently headquartered in Selma, AL.

Sep 10 2007
Relationships Role Relationship Start Relationship End
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