First Central Bank
Cambridge, NE — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | First Central Bank | All Insured Commercial Banks in Nebraska |
| Interest and Fees on Loans | 4,514 | 5,628 |
| Income from Lease Financing Receivables | — | 1 |
| 8 | 22 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 4 | 11 |
| Income on Loans and Leases (TE) | 4,518 | 5,649 |
| Investment Interest Income (TE) | 365 | 825 |
| Total Interest Income (TE) | 4,904 | 6,660 |
| Total Interest Expense | 711 | 793 |
| Net Interest Income (TE) | 4,193 | 5,813 |
| Non-Interest Income | 341 | 986 |
| Adjusted Operating Income (TE) | 4,534 | 6,872 |
| Non-interest Expense | 2,543 | 4,155 |
| Provision for Loan & Lease Losses | 300 | 208 |
| Pretax Operating Income (TE) | 1,691 | 2,412 |
| Pretax Net Operating Income (TE) | 1,691 | 2,466 |
| Applicable Income Taxes | 500 | 297 |
| Net Operating Income | 1,090 | 1,910 |
| Net Income | 1,090 | 1,911 |
| Cash Dividends Declared | 76 | 887 |
| Retained Earnings | 1,014 | 1,015 |