Vitals
  • Total Assets
    103.4M -2.5 %
  • Total Deposits
    93.9M -2.4 %
  • Total Net Loans
    38.3M -5.8 %
  • Net Income
    972000.0000 29.8 %
  • Book Value
    9.3M -2.4 %
  • Book Value x2
    18.7M -2.4 %
  • Book Value x3
    28.0M -2.4 %
ROAA

.884

ROAE

9.829

Efficiency Ratio

76.675

Net Interest Margin

3.366

Balance Sheet Highlights
Financial Highlights Peoples State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 103,350 358,087
Total Net Loans 38,346 213,533
Total Deposits 93,904 308,027
Total Equity 9,349 38,740
Profitability
Net Income 972 3,845
Return on Average Assets .884 1.025
Return on Average Equity 9.829 9.415
Net Interest Margin 3.366 3.773
Efficiency Ratio 76.675 66.762
Noninterest Income/Revenue 19.426 16.375
Balance Sheet Ratios
Loan-to-Deposit 40.835 65.494
Securities/Assets .488 .214
Total Equity/Total Assets .09 .108
Tangible Equity/Tangible Assets .09 .104
Capital Adequacy
Tier 1 Common Capital 10,078 37,278
Tier 1 Capital 10,078 37,303
Tier 2 Capital 508 2,526
Total Capital 10,586 39,866
Total Risk Weighted Assets 49,258 237,367
Leverage Ratio 9.72 10.563
Common Equity Tier 1 Capital Ratio 20.46 18.073
Tier 1 Capital Ratio 20.46 18.097
Total Capital Ratio 21.49 19.169

Timeline for Peoples State Bank

Amtex Insurance Services, Inc.

Amtex Insurance Services, Inc. became a new subsidiary organization for Peoples State Bank.

View Profile Jan 01 2003

Amtex Delaware Financial Corporation

Amtex Delaware Financial Corporation became a new parent organization for Peoples State Bank.

View Profile Nov 17 2000

Amtex Bancshares, Inc.

Amtex Bancshares, Inc. became a new parent organization for Peoples State Bank.

View Profile Jun 28 1985

Peoples State Bank

Peoples State Bank was established 102 years ago and is currently headquartered in Shepherd, TX.

Sep 21 1921
Relationships Role Relationship Start Relationship End
Amtex Bancshares, Inc. Parent 11/2/2007
Amtex Delaware Financial Corporation Parent 11/17/2000 11/1/2007
Amtex Bancshares, Inc. Parent 6/28/1985 11/16/2000
Amtex Insurance Services, Inc. Subsidary 1/1/2003 9/30/2003
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