Vitals
  • Total Assets
    105.0M 1.1 %
  • Total Deposits
    95.6M 1.4 %
  • Total Net Loans
    58.5M 2.9 %
  • Net Income
    471000.0000 27.3 %
  • Book Value
    9.0M -0.3 %
  • Book Value x2
    18.1M -0.3 %
  • Book Value x3
    27.1M -0.3 %
ROAA

.452

ROAE

5.106

Efficiency Ratio

84.291

Net Interest Margin

3.537

Balance Sheet Highlights
Financial Highlights Whitesville State Bank All Insured Commercial Banks in West Virginia
Balance Sheet $(000)
Total Assets 104,990 360,672
Total Net Loans 58,509 251,469
Total Deposits 95,623 299,214
Total Equity 9,049 38,258
Profitability
Net Income 471 3,285
Return on Average Assets .452 .706
Return on Average Equity 5.106 6.418
Net Interest Margin 3.537 3.744
Efficiency Ratio 84.291 72.606
Noninterest Income/Revenue 15.309 20.548
Balance Sheet Ratios
Loan-to-Deposit 61.187 76.49
Securities/Assets .232 .175
Total Equity/Total Assets .086 .106
Tangible Equity/Tangible Assets .086 .096
Capital Adequacy
Tier 1 Common Capital 9,381 35,874
Tier 1 Capital 9,381 36,036
Tier 2 Capital 554 2,393
Total Capital 9,935 38,423
Total Risk Weighted Assets 61,684 244,928
Leverage Ratio 8.98 10.924
Common Equity Tier 1 Capital Ratio 15.21 18.341
Tier 1 Capital Ratio 15.21 18.347
Total Capital Ratio 16.11 19.449

Timeline for Whitesville State Bank

Big Coal River Bancorp, Inc.

Big Coal River Bancorp, Inc. became a new parent organization for Whitesville State Bank.

View Profile Feb 03 1986

Whitesville State Bank

Whitesville State Bank was established 77 years ago and is currently headquartered in Whitesville, WV.

Jul 08 1946
Relationships Role Relationship Start Relationship End
Big Coal River Bancorp, Inc. Parent 2/3/1986
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