Whitesville State Bank
Whitesville, WV — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Whitesville State Bank | All Insured Commercial Banks in West Virginia |
Interest and Fees on Loans | 3,559 | 11,666 |
Income from Lease Financing Receivables | — | 1 |
— | 100 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 47 |
Income on Loans and Leases (TE) | 3,559 | 11,724 |
Investment Interest Income (TE) | 365 | 1,523 |
Total Interest Income (TE) | 4,044 | 13,460 |
Total Interest Expense | 599 | 1,601 |
Net Interest Income (TE) | 3,445 | 11,860 |
Non-Interest Income | 731 | 3,481 |
Adjusted Operating Income (TE) | 4,176 | 15,431 |
Non-interest Expense | 3,520 | 10,280 |
Provision for Loan & Lease Losses | 230 | 502 |
Pretax Operating Income (TE) | 426 | 4,739 |
Pretax Net Operating Income (TE) | 544 | 4,910 |
Applicable Income Taxes | 73 | 1,424 |
Net Operating Income | 471 | 3,265 |
Net Income | 471 | 3,285 |
Cash Dividends Declared | 111 | 1,194 |
Retained Earnings | 360 | 1,335 |