Vitals
  • Total Assets
    1.2B 22.4 %
  • Total Deposits
    1.0B 25.9 %
  • Total Net Loans
    681.9M 8.5 %
  • Net Income
    13.2M 4.7 %
  • Book Value
    104.1M -1.1 %
  • Book Value x2
    208.2M -1.1 %
  • Book Value x3
    312.2M -1.1 %
ROAA

1.268

ROAE

12.233

Efficiency Ratio

61.63

Net Interest Margin

4.484

Balance Sheet Highlights
Financial Highlights Community Bank & Trust, S.S.B. All Insured Savings Banks in Texas
Balance Sheet $(000)
Total Assets 1,151,543 608,940
Total Net Loans 681,862 444,002
Total Deposits 1,041,157 443,736
Total Equity 104,082 55,607
Profitability
Net Income 13,193 28,969
Return on Average Assets 1.268 1.33
Return on Average Equity 12.233 12.083
Net Interest Margin 4.484 4.177
Efficiency Ratio 61.63 70.486
Noninterest Income/Revenue 27.908 15.745
Balance Sheet Ratios
Loan-to-Deposit 65.491 80.469
Securities/Assets .153 .569
Total Equity/Total Assets .09 .091
Tangible Equity/Tangible Assets .065 .055
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 74,190 46,865
Tier 2 Capital 9,563 3,938
Total Capital 83,753 51,327
Total Risk Weighted Assets 812,301 424,415
Leverage Ratio 6.67 9.061
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.13 14.66
Total Capital Ratio 10.31 15.722

Timeline for Community Bank & Trust, S.S.B.

Texas State Bank

Community Bank & Trust, S.S.B. was acquired by Texas State Bank 20 years

View Profile Mar 13 2004

Secured Trust Bank

Acquisition: Community Bank & Trust, S.S.B. acquired a new subsidiary, Secured Trust Bank, 20 years

View Profile Aug 16 2003

The First State Bank

Acquisition: Community Bank & Trust, S.S.B. acquired a new subsidiary, The First State Bank, 23 years

View Profile Feb 03 2001

The First National Bank Of San Augustine

Acquisition: Community Bank & Trust, S.S.B. acquired a new subsidiary, The First National Bank Of San Augustine, 23 years

View Profile May 20 2000

Silsbee State Bank

Acquisition: Community Bank & Trust, S.S.B. acquired a new subsidiary, Silsbee State Bank, 25 years

View Profile Oct 10 1998

Want to see more?

Complete timeline for Community Bank & Trust, S.S.B. is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Texas State Bank Buyer 8,488,509 Acquisition Discontinued 3/13/2004
Secured Trust Bank Seller 46,740 Acquisition Discontinued 8/16/2003
The First State Bank Seller 17,339 Pooling of Interests Discontinued 2/3/2001
The First National Bank Of San Augustine Seller 49,895 Acquisition Discontinued 5/20/2000
Silsbee State Bank Seller 161,076 Pooling of Interests Discontinued 10/10/1998
First National Bank Seller 108,752 Acquisition Discontinued 7/4/1996
Deep East Texas Savings Association Seller 35,244 Failure 11/3/1990
Vidor State Bank Seller 39,833 Discontinued 6/30/1990
First National Bank Of Woodville Seller 14,374 Discontinued 6/30/1990
Plaza National Bank Seller 8,956 Discontinued 6/30/1990
Relationships Role Relationship Start Relationship End
Texas Community Bancshares Of Delaware, Inc. Parent 9/21/1995 10/31/1998
Southeast Texas Bancshares, Inc. Parent 8/21/1992 9/20/1995
Southeast Texas Bancshares, Inc. Parent 8/23/1991 8/20/1992
Southeast Texas Bancshares, Inc. Parent 6/30/1984 8/22/1991
Allied Bancshares, Inc. Parent 12/31/1982 6/29/1984
Allied Bancshares, Inc. Parent 12/31/1978 12/30/1982
Allied Bancshares, Inc. Parent 2/1/1975 12/30/1978
M. & W. Investment Company Parent 12/31/1970 1/31/1975
M. & W. Investment Company Parent 4/9/1959 12/30/1970
Community Loan Company Subsidary 4/15/1997 3/12/2004
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