Total Capital Ratio Over Time
Total Capital Ratio Community Bank & Trust, S.S.B. All Insured Savings Banks in Texas
12-31-2003 10.31 15.722
09-30-2003 11.91 15.727
06-30-2003 12.47 16.085
03-31-2003 12.69 15.757
12-31-2002 12.72 16.663