Vitals
  • Total Assets
    1.1B -2.9 %
  • Total Deposits
    862.8M -3.3 %
  • Total Net Loans
    765.3M -0.7 %
  • Net Income
    8.1M 4.4 %
  • Book Value
    128.2M 6.6 %
  • Book Value x2
    256.5M 6.6 %
  • Book Value x3
    384.7M 6.6 %
ROAA

.758

ROAE

6.521

Efficiency Ratio

65.693

Net Interest Margin

3.199

Balance Sheet Highlights
Financial Highlights Washington Financial Bank All Insured Savings Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 1,054,742 648,167
Total Net Loans 765,273 461,686
Total Deposits 862,753 495,804
Total Equity 128,235 86,443
Profitability
Net Income 8,112 4,600
Return on Average Assets .758 .53
Return on Average Equity 6.521 4.211
Net Interest Margin 3.199 2.964
Efficiency Ratio 65.693 73.743
Noninterest Income/Revenue 10.113 17.147
Balance Sheet Ratios
Loan-to-Deposit 88.701 82.148
Securities/Assets .181 .168
Total Equity/Total Assets .122 .133
Tangible Equity/Tangible Assets .121 .127
Capital Adequacy
Tier 1 Common Capital 127,952 83,501
Tier 1 Capital 127,952 83,501
Tier 2 Capital 8,090 4,056
Total Capital 136,042 87,552
Total Risk Weighted Assets 706,374 425,981
Leverage Ratio 12.02 13.562
Common Equity Tier 1 Capital Ratio 18.11 24.643
Tier 1 Capital Ratio 18.11 24.643
Total Capital Ratio 19.26 25.537

Timeline for Washington Financial Bank

Wfsb Management Incorporated

Wfsb Management Incorporated became a new subsidiary organization for Washington Financial Bank.

View Profile Jul 21 2011

Washington Settlement Services, Inc.

Washington Settlement Services, Inc. became a new subsidiary organization for Washington Financial Bank.

View Profile Jul 21 2011

Washington First Corporation

Washington First Corporation became a new subsidiary organization for Washington Financial Bank.

View Profile Jul 21 2011

Wfsb, Inc.

Wfsb, Inc. became a new parent organization for Washington Financial Bank.

View Profile Dec 31 1998

Washington Financial Bank

Washington Financial Bank was established 125 years ago and is currently headquartered in Washington, PA.

Jan 01 1899
Relationships Role Relationship Start Relationship End
Wfsb, Inc. Parent 7/21/2011
Wfsb, Inc. Parent 12/31/1998 7/20/2011
Wfsb Management Incorporated Subsidary 7/21/2011
Washington Settlement Services, Inc. Subsidary 7/21/2011
Washington First Corporation Subsidary 7/21/2011
Similar Organizations
Organization City State Total Assets
Pioneer Savings Bank
 		Troy NY 1.1B
The Lowell Five Cent Savings Bank
 		Lowell MA 1.0B
First Federal Savings And Loan Association Of Port Angeles
 		Port Angeles WA 1.0B
Norway Savings Bank
 		Norway ME 1.1B
Kennebunk Savings Bank
 		Kennebunk ME 1.1B
The Village Bank
 		Auburndale MA 990.4M
Manasquan Bank
 		Manasquan NJ 1.0B
Androscoggin Savings Bank
 		Lewiston ME 921.8M
Entegra Bank
 		Franklin NC 1.2B
Ion Bank
 		Naugatuck CT 1.2B