Vitals
  • Total Assets
    901.9M 4.1 %
  • Total Deposits
    719.0M 4.2 %
  • Total Net Loans
    734.9M 4.0 %
  • Net Income
    5.8M -4.0 %
  • Book Value
    101.8M 6.3 %
  • Book Value x2
    203.5M 6.3 %
  • Book Value x3
    305.3M 6.3 %
ROAA

.662

ROAE

5.809

Efficiency Ratio

75.069

Net Interest Margin

3.517

Balance Sheet Highlights
Financial Highlights Androscoggin Savings Bank All Insured Savings Banks in Maine
Balance Sheet $(000)
Total Assets 901,857 780,870
Total Net Loans 734,910 596,974
Total Deposits 718,994 593,553
Total Equity 101,669 88,758
Profitability
Net Income 5,765 5,752
Return on Average Assets .662 .698
Return on Average Equity 5.809 6.167
Net Interest Margin 3.517 3.628
Efficiency Ratio 75.069 74.252
Noninterest Income/Revenue 10.205 17.867
Balance Sheet Ratios
Loan-to-Deposit 102.214 105.994
Securities/Assets .085 .146
Total Equity/Total Assets .113 .114
Tangible Equity/Tangible Assets .105 .109
Capital Adequacy
Tier 1 Common Capital 98,128 87,449
Tier 1 Capital 98,128 87,449
Tier 2 Capital 8,767 7,197
Total Capital 106,895 94,645
Total Risk Weighted Assets 728,403 602,706
Leverage Ratio 11.01 11.396
Common Equity Tier 1 Capital Ratio 13.47 15.682
Tier 1 Capital Ratio 13.47 15.682
Total Capital Ratio 14.68 16.87

Timeline for Androscoggin Savings Bank

Portland Trust Company, Llc

Portland Trust Company, Llc became a new subsidiary organization for Androscoggin Savings Bank.

View Profile Jul 20 2015

Headinvest Llc

Headinvest Llc became a new subsidiary organization for Androscoggin Savings Bank.

View Profile Apr 03 2006

152-168 Lisbon Street Corp.

152-168 Lisbon Street Corp. became a new subsidiary organization for Androscoggin Savings Bank.

View Profile Apr 15 2003

Asb Corporation

Asb Corporation became a new subsidiary organization for Androscoggin Savings Bank.

View Profile Mar 25 2002

Livermore Falls Trust Company

Acquisition: Androscoggin Savings Bank acquired a new subsidiary, Livermore Falls Trust Company, 25 years

View Profile Jan 19 1999

Want to see more?

Complete timeline for Androscoggin Savings Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Livermore Falls Trust Company Seller 70,528 Pooling of Interests Discontinued 1/19/1999
Relationships Role Relationship Start Relationship End
Androscoggin Bancorp, Inc. Parent 1/8/1999
Asb Corporation Subsidary 6/30/2007
Portland Trust Company, Llc Subsidary 7/20/2015
152-168 Lisbon Street Corp. Subsidary 4/15/2003 5/4/2016
Headinvest Llc Subsidary 4/3/2006 8/29/2013
Asb Corporation Subsidary 3/25/2002 6/29/2007
Financial Institution Service Corporation Subsidary 1/8/1999 4/14/2003
160 Lisbon Street Associates, Llc Subsidary 1/8/1999 6/27/2000
168 Lisbon Street, Llc Subsidary 1/8/1999 6/27/2000
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