Vitals
  • Total Assets
    1.0B 10.8 %
  • Total Deposits
    859.5M 10.0 %
  • Total Net Loans
    821.6M 13.4 %
  • Net Income
    7.9M 11.2 %
  • Book Value
    110.1M 7.3 %
  • Book Value x2
    220.1M 7.3 %
  • Book Value x3
    330.2M 7.3 %
ROAA

.818

ROAE

7.389

Efficiency Ratio

60.89

Net Interest Margin

3.348

Balance Sheet Highlights
Financial Highlights The Village Bank All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 1,006,398 761,274
Total Net Loans 821,560 592,852
Total Deposits 859,478 596,855
Total Equity 110,057 82,059
Profitability
Net Income 7,885 4,648
Return on Average Assets .818 .538
Return on Average Equity 7.389 4.944
Net Interest Margin 3.348 3.143
Efficiency Ratio 60.89 77.098
Noninterest Income/Revenue 6.257 14.538
Balance Sheet Ratios
Loan-to-Deposit 95.588 95.714
Securities/Assets .132 .124
Total Equity/Total Assets .109 .108
Tangible Equity/Tangible Assets .109 .106
Capital Adequacy
Tier 1 Common Capital 111,403 80,540
Tier 1 Capital 111,403 80,580
Tier 2 Capital 8,357 5,839
Total Capital 119,760 86,408
Total Risk Weighted Assets 668,461 559,688
Leverage Ratio 11.14 10.827
Common Equity Tier 1 Capital Ratio 16.67 15.478
Tier 1 Capital Ratio 16.67 15.53
Total Capital Ratio 17.92 16.563

Timeline for The Village Bank

Newton South Co-Operative Bank

Acquisition: The Village Bank acquired a new subsidiary, Newton South Co-Operative Bank, 20 years

View Profile Sep 22 2003

The Village Bank

The Village Bank was established 113 years ago and is currently headquartered in Auburndale, MA.

May 01 1910
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Newton South Co-Operative Bank Seller 121,797 Acquisition Discontinued 9/22/2003
Relationships Role Relationship Start Relationship End
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