Androscoggin Savings Bank
Lewiston, ME — State Savings Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Androscoggin Savings Bank | All Insured Savings Banks in Maine |
Interest and Fees on Loans | 29,905 | 25,340 |
Income from Lease Financing Receivables | 607 | 87 |
342 | 240 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 176 | 127 |
Income on Loans and Leases (TE) | 30,688 | 25,554 |
Investment Interest Income (TE) | 2,360 | 2,412 |
Total Interest Income (TE) | 33,234 | 28,214 |
Total Interest Expense | 4,336 | 3,298 |
Net Interest Income (TE) | 28,898 | 24,916 |
Non-Interest Income | 3,777 | 6,138 |
Adjusted Operating Income (TE) | 32,675 | 31,054 |
Non-interest Expense | 24,529 | 22,912 |
Provision for Loan & Lease Losses | 633 | 352 |
Pretax Operating Income (TE) | 7,513 | 7,790 |
Pretax Net Operating Income (TE) | 7,976 | 8,263 |
Applicable Income Taxes | 1,853 | 2,216 |
Net Operating Income | 5,792 | 5,757 |
Net Income | 5,765 | 5,752 |
Cash Dividends Declared | — | 5 |
Retained Earnings | 5,765 | 5,746 |