Vitals
  • Total Assets
    1.3B 25.4 %
  • Total Deposits
    833.2M 13.5 %
  • Total Net Loans
    739.6M 18.7 %
  • Net Income
    6.9M -71.4 %
  • Book Value
    144.0M 12.4 %
  • Book Value x2
    288.0M 12.4 %
  • Book Value x3
    432.0M 12.4 %
ROAA

.593

ROAE

4.92

Efficiency Ratio

74.495

Net Interest Margin

3.325

Balance Sheet Highlights
Financial Highlights Entegra Bank All Insured Savings Banks in North Carolina
Balance Sheet $(000)
Total Assets 1,292,285 217,642
Total Net Loans 739,640 144,664
Total Deposits 833,150 171,818
Total Equity 144,011 30,091
Profitability
Net Income 6,902 1,035
Return on Average Assets .593 .442
Return on Average Equity 4.92 3.23
Net Interest Margin 3.325 3.391
Efficiency Ratio 74.495 81.04
Noninterest Income/Revenue 12.986 11.81
Balance Sheet Ratios
Loan-to-Deposit 88.776 81.903
Securities/Assets .308 .123
Total Equity/Total Assets .111 .138
Tangible Equity/Tangible Assets .107 .138
Capital Adequacy
Tier 1 Common Capital 138,402 30,008
Tier 1 Capital 138,402 30,008
Tier 2 Capital 9,405 1,306
Total Capital 147,807 31,762
Total Risk Weighted Assets 847,785 128,204
Leverage Ratio 11.06 16.044
Common Equity Tier 1 Capital Ratio 16.33 30.451
Tier 1 Capital Ratio 16.33 30.451
Total Capital Ratio 17.43 31.466

Timeline for Entegra Bank

Oldtown Bank

Acquisition: Entegra Bank acquired a new subsidiary, Oldtown Bank, 8 years

View Profile Apr 01 2016

Entegra Financial Corp.

Entegra Financial Corp. became a new parent organization for Entegra Bank.

View Profile Jan 01 1997

Entegra Bank

Entegra Bank was established 102 years ago and is currently headquartered in Franklin, NC.

Jan 01 1922
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Oldtown Bank Seller 109,071 Acquisition Discontinued 4/1/2016
Relationships Role Relationship Start Relationship End
Entegra Financial Corp. Parent 1/1/1997