Vitals
  • Total Assets
    46.7M
  • Total Deposits
    37.1M
  • Total Net Loans
    24.0M
  • Net Income
    515000.0000
  • Book Value
    5.8M
  • Book Value x2
    11.7M
  • Book Value x3
    17.6M
ROAA

2.106

ROAE

18.147

Efficiency Ratio

65.627

Net Interest Margin

3.609

Balance Sheet Highlights
Financial Highlights Secured Trust Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 46,740 118,075
Total Net Loans 24,042 63,722
Total Deposits 37,135 100,790
Total Equity 5,850 11,966
Profitability
Net Income 515 1,655
Return on Average Assets 2.106 1.305
Return on Average Equity 18.147 13.157
Net Interest Margin 3.609 4.347
Efficiency Ratio 65.627 68.452
Noninterest Income/Revenue 38.222 17.538
Balance Sheet Ratios
Loan-to-Deposit 64.742 60.569
Securities/Assets .417 .679
Total Equity/Total Assets .125 .101
Tangible Equity/Tangible Assets .116 -.065
Capital Adequacy
Tier 1 Common Capital
Tier 1 Capital 5,224 10,918
Tier 2 Capital 232 749
Total Capital 5,456 11,683
Total Risk Weighted Assets 31,003 71,672
Leverage Ratio 11.04 9.717
Common Equity Tier 1 Capital Ratio
Tier 1 Capital Ratio 16.85 16.9
Total Capital Ratio 17.6 17.979

Timeline for Secured Trust Bank

Community Bank & Trust, S.S.B.

Secured Trust Bank was acquired by Community Bank & Trust, S.S.B. 20 years

View Profile Aug 16 2003

Secured Trust Corporation

Acquisition: Secured Trust Bank acquired a new subsidiary, Secured Trust Corporation , 26 years

View Profile Jul 01 1997

Secured Trust Bank

Secured Trust Bank was established 27 years ago and is currently headquartered in Tyler, TX.

Jan 24 1997
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Community Bank & Trust, S.S.B. Buyer 1,151,543 Acquisition Discontinued 8/16/2003
Secured Trust Corporation Seller Pooling of Interests Discontinued 7/1/1997
Relationships Role Relationship Start Relationship End
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